Disclaimer

ONLINE TERMS AND CONDITIONS

This is a legally binding agreement between you and The National Bank of Ras Al-Khaimah (P.S.C.) (RAKBANK) establishing the terms and conditions under which this web site may be used.

Use of this website implies that you accept these terms and conditions.

JURISDICTION AND RESTRICTIONS

RAKBANK controls and maintains this Web Site from the United Arab Emirates and RAKBANK makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions. These Terms and Conditions are governed by UAE Law and any dispute shall be subject to the non-exclusive jurisdiction of the Courts of the Emirate of Ras Al-Khaimah.

PRODUCTS AND SERVICES

Products and services are available only at the discretion of RAKBANK and subject to the products’ and services’ individual contractual terms and conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations.

DISCLAIMER

RAKBANK makes no representation or warranty of any kind, express, implied or statutory regarding this web site or the materials and information contained or referred to on each page associated with this web site. The material and information contained on this web site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this web site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. It is recommended to obtain professional advice and not rely on the information on the site.

Geographic, political, economic, statistical, financial and exchange rate data is presented in certain cases in approximate or summary or simplified form and may change over time. Reliance has been placed by the editors on certain external statistical data which, though believed to be correct, may not in fact be accurate. RAKBANK accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on this web site. In particular, no warranty is given that economic reporting information, material or data is accurate, reliable or up to date. The data and information do not constitute specific advice but are for information purposes only.

RAKBANK accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this web site, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this web site, its contents or associated services, or due to any unavailability of the web site or any part thereof or any contents or associated services.

Any hyperlinks from this web site exist for information purposes and are for your convenience only and RAKBANK accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such sites or loss arising directly or indirectly from defects with such sites. The sources of data in many cases is not RAKBANK, therefore such data may not be accurate.

RAKBANK’S inclusion of hyperlinks does not imply any endorsement of the material on such sites. RAKBANK does not guarantee that any E-Mails from the web site will be sent to you or received by RAKBANK nor does RAKBANK warrant the privacy and/or security of E-Mails during internet transmission. The internet connection may not be secured form of transmitting data.

This website complies with UAE law and it is to be used only by a person who accesses it from within the UAE.

USE AND DISCLOSURE OF PERSONAL INFORMATION

Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by RAKBANK from this Web Site from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with RAKBANK’s current Information Technology Security Policy.

TERMINATION

RAKBANK may terminate this Agreement, your access to this Web Site and use of its Internet Banking service at any time, with or without cause or notice.

MODIFICATION

RAKBANK reserves the right in its discretion to change without prior warning or notice any information or material contained on this Web Site and the terms and conditions under which this Web Site is used.

COPYRIGHT

You may reproduce this information in hard copy solely for your personal use. The information may not be reproduced, distributed or transmitted to any other person or incorporated in any way into another publication or other material.

INTELLECTUAL PROPERTY RIGHTS

All contents of this Web Site including, but not limited to the text, graphics, links and sounds are the copyright of RAKBANK and may not be copied, downloaded, distributed or published in any way without the prior written consent of RAKBANK.

In relation to any information or materials which you submit to RAKBANK using this Web Site, you hereby grant to RAKBANK a worldwide royalty-free perpetual licence of the copyright and intellectual property rights in such information or materials for any purpose it deems including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.

You agree that RAKBANK shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using this Web Site unless agreed otherwise in a separate direct contract between you and RAKBANK or required by law.

You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this Web Site.