Investor Relations - Financial Reports | RAKBANK UAE

Reports 

Stay up to date with our latest financial results

Q1+Results.pdf

Q3 Pillar 3 Disclosures

2024 - Parent

Q3 Results

<p>Our Bank is also rated by Moody's Investor Services, Fitch Ratings and Capital Intelligence. You can obtain their full rating of our bank directly from the respective rating agencies or from their website. Their most current ratings of RAKBANK are:</p>
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<th style="width: 25%; height: 18px;"><strong>Agency</strong></th>
<th style="width: 25%; height: 18px;"><strong>Last Update</strong></th>
<th style="width: 25%; height: 18px;"><strong>Deposits</strong></th>
<th style="width: 25%; height: 18px;"><strong>Outlook</strong></th>
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<td style="width: 25%; height: 18px;">Fitch</td>
<td style="width: 25%; height: 18px;">January 2026</td>
<td style="width: 25%; height: 18px;">BBB+ / F2</td>
<td style="width: 25%; height: 18px;">Stable</td>
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<td style="width: 25%; height: 18px;">Moody's</td>
<td style="width: 25%; height: 18px;">March 2026</td>
<td style="width: 25%; height: 18px;">Baa1 / P-2</td>
<td style="width: 25%; height: 18px;">Positive</td>
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<td style="width: 25%; height: 18px;">Capital Intelligence</td>
<td style="width: 25%; height: 18px;">August 2025</td>
<td style="width: 25%; height: 18px;">A / A1</td>
<td style="width: 25%; height: 18px;">Stable</td>
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RAKBANK - Financials - Q2 2025_English.pdf

Annual Report 2024

2024

<p><a title="Annual Report 2024" href="https://agm.rakbank.ae/2024/" target="_blank" rel="noopener" aria-label="Click here to view the Interactive Annual Report - open in a new tab" data-uw-rm-vglnk="" data-uw-rm-brl="PR" data-uw-original-href="https://agm.rakbank.ae" data-uw-rm-ext-link="">Click here</a> to view the Interactive Annual Report.</p>

Consolidated Pillar 3 Disclosures - Q3_2025.pdf

Q1 MD&A

Reports - Dividing Title

<div class="epi-form-container__section__label-container">All of our financial results have been audited / reviewed by our external auditors.</div>

Quarterly & annual reports 

Q4 MD&A

Q2 Results

2025 - Parent

H12025 - MD&A EN.pdf

Q3 MD&A

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Q4 Results

Annual Report

Annual Report 2025

2025

Consolidated Pillar 3 Disclosures - Q2_2025.pdf

Q2 MD&A

2004+FR.pdf

Consolidated Pillar 3 Disclosures 2024.pdf

q3-2025-mda-en.pdf

Q1 Pillar 3 Disclosures

Consolidated Pillar 3 Disclosures - Dec 2025 English Final.pdf

Q2+Results.pdf

2005+FR.pdf

2006

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Reports - Hero Small

Q4 Pillar 3 Disclosures

Q2 Pillar 3 Disclosures

RAKBANK Q4 2024 FS English.pdf

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2025.03.05 RAKBANK AIR24- Full English.pdf

2006+FR.pdf

Q4-MD&A English.pdf

RAKBANK - CFS 2025-Q3_English.pdf

Q1 Results

Results - Q1 2025_EN.pdf

Q1 2025 Financial Results MDA - Final 21042024.pdf

MD&A_q4_2025_signed_English.pdf

Download forms - Wrapper 

RAKBANK - CFS 2025 - English.pdf

2005

Segment - About

Q3+Results.pdf

Q4+Results.pdf

Consolidated Pillar 3 Disclosures - Q1 2025 EN.pdf

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Agency	Last Update	Deposits	Outlook
Fitch	January 2026	BBB+ / F2	Stable
Moody's	March 2026	Baa1 / P-2	Positive
Capital Intelligence	August 2025	A / A1	Stable

Quarterly & annual reports

2025

2025

2024

2024

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