Debt-Investor-Information

Presentations - Divider Title

<p>Quick overview of our quarterly highlights and earnings</p>

Quarterly presentations

Q4-2023.pdf

Q1 Results

Debt-Investor.jpg

<p>Our Bank is also rated by Moody's Investor Services, Fitch Ratings and Capital Intelligence. You can obtain their full rating of our bank directly from the respective rating agencies or from their website. Their most current ratings of RAKBANK are:</p>
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<th style="width: 25%; height: 18px;"><strong>Agency</strong></th>
<th style="width: 25%; height: 18px;"><strong>Last Update</strong></th>
<th style="width: 25%; height: 18px;"><strong>Deposits</strong></th>
<th style="width: 25%; height: 18px;"><strong>Outlook</strong></th>
</tr>
</thead>
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<tr style="height: 18px;">
<td style="width: 25%; height: 18px;">Fitch</td>
<td style="width: 25%; height: 18px;">January 2026</td>
<td style="width: 25%; height: 18px;">BBB+ / F2</td>
<td style="width: 25%; height: 18px;">Stable</td>
</tr>
<tr style="height: 18px;">
<td style="width: 25%; height: 18px;">Moody's</td>
<td style="width: 25%; height: 18px;">March 2025</td>
<td style="width: 25%; height: 18px;">Baa1 / P-2</td>
<td style="width: 25%; height: 18px;">Positive</td>
</tr>
<tr style="height: 18px;">
<td style="width: 25%; height: 18px;">Capital Intelligence</td>
<td style="width: 25%; height: 18px;">August 2025</td>
<td style="width: 25%; height: 18px;">A / A1</td>
<td style="width: 25%; height: 18px;">Stable</td>
</tr>
</tbody>
</table>

Table Component

Q3 Results

Q1-2014.pdf

Presentation Q3'24.pdf

Q2-2015.pdf

Q4 Results

Q2 Results

Q2-2022.pdf

Q3-2016.pdf

Q1-2016.pdf

Q3_RAKBANK Earnings Presentation 9M'23 vFINAL.pdf

Page

Presentations - Download

Q1-2023.pdf

2022

Earnings Presentation Q2'25.pdf

RAKBANK+Social+Finance+Framework+Sep23.pdf

Q1-2015.pdf

Debt-Investor Information- Divider Title

2013

Earnings Presentation Q3'25.pdf

Earnings Presentation FY'25.pdf

Q1-2013.pdf

Q4-2014.pdf

2025

Q2-2023.pdf

Q2-2014.pdf

Debt Investor Relations- Hero Small

Global-App-Image-Crypto-En.png

Q3-2014.pdf

Debt Investor Relations - Hero Item

Presentation Q1'24.pdf

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Sustainable-Fitch-SPO_RAKBANK-2023.pdf

Presentation Q1'25.pdf

Sustainable Finance Framework

FY Results

Q2-2016.pdf

Second Party Opinion

Presentation Q2'24.pdf

Q1-2022.pdf

2014

Q4-2016.pdf

Q4-2015.pdf

2015

Base Offering Circular

Segment - About

Q3-2015.pdf

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Debt Investor Presentations

Quarterly presentations

Bank on the go, anytime, anywhere

Agency	Last Update	Deposits	Outlook
Fitch	January 2026	BBB+ / F2	Stable
Moody's	March 2025	Baa1 / P-2	Positive
Capital Intelligence	August 2025	A / A1	Stable