Balance transfers don't have to be expensive

Transfer your high interest credit card balances to your RAKBANK Credit Card and enjoy 0% interest with a low processing fee.


0% Interest for the First 3 Months

Get your finances back on track, starting with 0% interest and a 1.95% processing fee.

  • Hassle-free process
  • No documentation required
  • Minimum transfer of AED 1,000
balance transfer

Save Every Month, Even After the Interest-Free Period

Keep your finances under control with flexible and safe options.

  • Flexible tenures of 3, 6, & 12 months available
  • Available for up to 95% of your credit limit
  • Transfers are always sent directly to your RAKBANK Credit Card

Still Don’t Have a RAKBANK Credit Card?

You don’t need one to start your application.

You can apply for a balance transfer while applying for any RAKBANK Credit Card.

Credit cards and balance transfers are granted at the sole discretion of RAKBANK.

Terms and conditions apply.

Apply for a Balance Transfer

Just a phone call or SMS away.

We will call you back within 1 working day.

We’re here to help


Bank on the go anytime, anywhere

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

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