Discover the RED Credit Card

Experience the power of the RED Credit Card. Enjoy cash back on every purchase, exclusive discounts, and a host of premium benefits with Rakbank.

RED Credit Card: Free For Life & Free International Money Transfer | Rakbank UAE

RED Credit Card 

Experience the power of the RED Credit Card. Enjoy cash back on every purchase, exclusive discounts, and a host of premium benefits with RAKBANK.

Cashback that keeps it simple. Free for life.

Earn big from everyday spends

Red Cashback Credit Card

Red Mastercard - Up to 80% Cash Advance

With the RED Credit Card, you have access to up to 80% cash advance on your credit limit when you need it. 
It’s a simple way to stay prepared and keep cash within reach.

Get up to 80% cash advance

Up to 80% cash advance

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Earn up to 1.5% cashback on local and international spends

Earn up to 1.5% cashback on both local and international transactions

exclusive car rental perks offered with the Rakbank RED Credit Card

Red Mastercard Credit Card - Car Rental Savings

Enjoy great savings on car rentals

Red Mastercard - Travel

Travel Perks

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Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the Rakbank App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

Standard Current Account - RakMobile

Bank on the go anytime, anywhere

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Red Mastercard Credit Card - FAQ's

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Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

Red Mastercard Credit Card - View all FAQs

Segment - Personal

Enjoy the convenience of RAKMoneyTransfer service through Digital Banking. Transactions up to AED 2,000 will be considered as retail transactions.

Monthly interest rate: 3.65%

Enjoy 1 free international transfer every month

Enjoy one free international remittance to India every month through RAKMoneyTransfer

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exclusive travel and hotel stay rewards available with the Rakbank RED Credit Card.

Red Mastercard Credit Card -Exclusive Hotel Discounts and Cashback 

Enjoy exclusive hotel discounts and cashback

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AED 50,000-above

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Personal - Apply From RakMobile

Download the RAKBANK app and apply instantly

Not a RAKBANK customer?

Conventional

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Call Me Back Option - Personal/Business start 5000 - Credit Cards

Submit your details and we’ll be in touch soon

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Exclusive IHG Hotel travel rewards available with the RAKBANK RED Credit Card.

Discover exclusive offers at IHG Hotels &amp; Resorts across Europe, the Maldives, India, the Middle East, and Africa when you pay with your Mastercard.
Enjoy:
<ul>
<li style="font-weight: 400;" aria-level="1">15% off hotel room rates</li>
<li style="font-weight: 400;" aria-level="1">A complimentary welcome drink on arrival at participating properties</li>
<li style="font-weight: 400;" aria-level="1">Late check-out, subject to availability, at participating properties</li>
</ul>

Red Mastercard - Benefit Card Item -  15% Off & More at IHG Hotels

15% off and more at IHG Hotels & Resorts

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Discover Money Transfer

Red Mastercard - Free Monthly International Remittance

Save on charges when you send money to your loved ones back home. 

Enjoy one free international remittance per month when you use your RED Credit Card, with transfers to 170+ countries.

Get a free international remittance every month

Free monthly international transfer

Free for life

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travel perks available with the Rakbank RED Credit Card.

Rentalcars.com is a leading online car rental platform, offering access to car rentals in 60,000 locations across 160 countries, in more than 40 languages. Whether you&rsquo;re travelling with family or heading out on a business trip, enjoy exclusive savings when you book with Rentalcars.com.
Pay with your eligible Mastercard and enjoy 10% off your booking.

Red Mastercard - Benefit Card Item - 10% Off at Rentalcars.com

Enjoy 10% off at Rentalcars.com

AED 5,000-19,999

AED 20,000-49,999

Red Mastercard Credit Card - We’re here to help

Minimum monthly salary/income of AED 5,000+

Min monthly salary/income AED 5,000 or above

Red Mastercard Credit Card - Start your savings journey

card features

Apply digitally for a Rakbank Red Cashback Credit Card from 15 July to 15 September 2026 and receive AED 300* welcome bonus.
*Minimum spend criteria required. Terms &amp; conditions apply.

Get up to 1.5% cashback on your daily spends

Card

Discover Credit Card Cheques

Red Mastercard - Credit Card Cheques

Some payments don’t accept credit cards, and that can be limiting. 
That’s where Credit Card Cheques (CCC) from Rakbank come in. They give you a simple, flexible way to use your credit card even where card payments aren’t accepted. 
With the Rakbank Credit Card Cheque service, you can request a banker’s cheque and make payments for expenses such as school fees, auto dealer payments, or utility bills while still enjoying the benefits of your credit card.

Get Credit Card Cheques

Credit Card Cheques

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Chat with an agent

On your domestic and international spends




Red Mastercard - Up to 1.5% Cashback

Start earning cashback on all your local and international retail spending. 

With the RED Credit Card, you earn: 
<ul>
<li>&nbsp;1% cashback on retail spends between AED 1,000 and AED 2,999</li>
<li>&nbsp;1.5% cashback on retail spends of AED 3,000 and above</li>
</ul>
 
Cashback rewards are capped at AED 300 per month. 
Disclaimer: Reduced category spends earn 0.25% cashback. Please refer to the <a href="/globalassets/rakbank/all-pdfs/001---key-fact-statements/bilingual/kfs012-red-credit-card.pdf" target="_blank">KFS</a> for more details.

Get up to 1.5% cashback

Up to 1.5% cashback

Find answers to our most commonly asked questions, all in one place.

FAQ’s Help Card

FAQs

Get up to AED 300 cashback per month

Get cashback up to AED 300

Features & Benefits

exclusive car rental rewards available with the Rakbank RED Credit Card.

Whether you&rsquo;re travelling with family or heading out on a business trip, enjoy exclusive benefits with Avis.
When you pay with your Mastercard, you can enjoy:
<ul>
<li style="font-weight: 400;" aria-level="1">Up to 20% off on your car rental</li>
<li style="font-weight: 400;" aria-level="1">A complimentary upgrade with every rental</li>
</ul>

Red Mastercard - Benefit Card Item - 20% Off & Free Upgrade with Avis

Enjoy up to 20% off car rentals and a complimentary upgrade with Avis

Red Mastercard - Question 1

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Red Mastercard Credit Card - Help Card

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<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the Rakbank app and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

Download the Rakbank App!

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

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Bank on the go, anytime, anywhere

Red Credit Card

Key Fact Statement

Service and Price Guide

Terms and Conditions

Card Guide

Card Offers

RED Mastercard Credit Card - Relevant Links

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Red Mastercard - Free for Life

The RED Credit Card is yours to enjoy, free for life. 

There are no annual fees, so you can focus on enjoying the benefits at your own pace.