Discover the World Credit Card

Enjoy 10% cashback on dining, travel, and grocery spends with the RAKBANK World Credit Card. Get started now and receive an AED 1,500 welcome bonus!

World Credit Card With 10% Cashback & AED 750 Welcome Bonus | RAKBANK UAE

World Credit Card

Discover the RAKBANK World Credit Card that offers unparalleled benefits including cashback, travel rewards, and exclusive lifestyle privileges.

World Credit Card With Cashback & Travel Benefits | RAKBANK UAE

Get AED 750 welcome bonus from the King of Cashback

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Minimum monthly salary / income of AED 20,000 or above

Min monthly salary/income AED 20,000 or above

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Enjoy complimentary access to over 1,300 airport lounges globally through Mastercard&rsquo;s Travel Pass app
Here&rsquo;s how:
<ol>
<li>Log in to the Mastercard Travel Pass App</li>
<li>Validate your World Credit Card details</li>
<li>Spend USD 1 (or equivalent amount in any other non-AED foreign currency) from your World Credit Card</li>
<li>Enrol in the complimentary lounge program on the Mastercard Travel Pass app at least 72 hours prior to availing the airport lounge access</li>
<li>Your airport lounge pass will be generated in your Mastercard Travel Pass app</li>
<li>Show your airport lounge pass at the time of lounge entrance</li>
</ol>
For uninterrupted access, we recommend spending USD 1 (or equivalent amount in any other non-AED foreign currency) and enrolling into the complimentary lounge access program on the Mastercard Travel Pass app after every 3 months

World Credit Card- BenefitCardItem - Access Over 1,300 Airport Lounges

Relax at over 1,300 airport lounges worldwide

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Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

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Bank on the go anytime, anywhere

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Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


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Access exclusive travel perks

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Free Careem Plus annual membership

What do you get with Careem Plus?
Rides: 10% back on 10 rides* Food: Unlimited free delivery Quik: Free delivery + 10% cashback DineOut: Buy 1 Get 1 deals &amp; discounts&nbsp; E-Bike: 30% off unlimited daily passes Home &amp; Spa: 10% off home cleaning, laundry and salon &amp; spa Priority support from Careem's top agents
Important information
<ul>
<li>This benefit is available to primary cardholders only and is non-transferable</li>
<li>To receive Careem Plus benefits (e.g. ride discounts, free delivery), you must use your World Credit Card as the payment method for each transaction</li>
<li>The membership is valid for 12 months from the date of activation</li>
<li>If you are an existing paid Careem Plus member, you must cancel your current subscription before activating the complimentary offer</li>
<li>RAKBANK reserves the right to modify or discontinue this benefit at any time. Any such modification shall be effective prospectively from the date of notification to cardholders and shall not adversely impact benefits already accrued or utilized prior to such notification. </li>
<li>Only one complimentary Careem Plus membership is available per eligible primary cardholder, no matter how many qualifying RAKBANK credit cards they hold.</li>
<li>The complimentary Careem Plus membership is a one time annual membership.</li>
</ul>
* The 10% cashback on up to 10 rides applies only to the Rides option and does not include School Rides.

FREE Careem Plus membership for 12 months

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Secure Wallet

With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your card if stolen or lost. 

Check out how Secure Wallet works by clicking on the button below.

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AED 50,000-above

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 Monthly interest rate: 3.65%

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Cinema Benefits

Enjoy 50% off at VOX Cinemas for select movie experiences at all times.
 
Here's how: 
<ol>
 <li>Select your preferred movie session on the VOX website or mobile app</li>
 <li>Login as a VOX member or sign up
(Please note that the offer cannot be redeemed if you check out as a guest)</li>
 <li>Select RAKBANK World Credit Card 50% off offer from the available ticket offers</li>
 <li>Verify your RAKBANK World Credit Card and apply the offer</li>
 <li>Select your seats</li>
 <li>Pay with your RAKBANK World Credit Card</li>
 </ol>
 
Enjoy the movie! 
For more information, kindly visit <a href="https://uae.voxcinemas.com/ticket-offer/rak-bank" target="_blank">https://uae.voxcinemas.com/ticket-offer/rak-bank</a> 
A maximum of 4 tickets per card per month can be availed. 
Terms and conditions apply.

Cinema benefits

Earn up to 10% cashback on travel, supermarket & dining spends worldwide

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 100,000 in the previous year (excluding RMT transaction)

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 50,000 in the previous year (excluding RMT transactions)

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Travel benefits

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Complimentary global data roaming package of 1 GB once a year
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Travelling soon? Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
With your World Mastercard Credit Card, you can now enjoy your complimentary global data roaming package:
1 GB free roaming data per year (valid for 5 days from the start date of your choice)
<ul dir="ltr">
<li>15% discount on all subsequent Flexiroam data roaming plans (evergreen)</li>
<li>Higher seasonal discounts available</li>
</ul>
 
Simply download the Flexiroam app, click on the Mastercard banner and redeem your complimentary roaming data. It's that easy!
<a href="https://www.priceless.com/travel/product/182534/global-data-roaming-by-flexiroam/0/4007/options/cardType/3/" target="_blank" rel="noopener" aria-label="Click here to know more" data-uw-rm-ext-link="" data-uw-rm-vglnk="">Click here</a>&nbsp;to know more.
</div>

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Embrace the spirit of travel

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Earn up to 10% cashback on supermarket spends

Earn up to 10% cashback on all your supermarket spends worldwide, capped at AED 300 per month. 
To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 
Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback

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AED 5,000-19,999

AED 20,000-49,999

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World Credit Card - How are other retail spends rewarded on the World Credit Card?

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World Credit Card - AED 750 cashback

King of cashback

With a RAKBANK World Credit Card you will get 10% cashback on your travel purchases, dining experiences and supermarket spends.
Get yours now and you&rsquo;ll even receive AED 750 welcome bonus! &nbsp;
Hurry! This limited time offer is only until 31st May 2026.
* minimum spend criteria required. Terms &amp; Conditions apply!
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>

Live like royalty with the king of cashback

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Get up to AED 1,250 cashback per month

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Earn up to 10% cashback on travel spends

You can earn up to 10% cashback on all your domestic and international airline tickets and hotel bookings, capped at AED 400 per month. 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on your travel & hotel spends 

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Find answers to our most commonly asked questions, all in one place.

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Complimentary Airport Lounge Access

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Earn up to 5% Cashback

Enjoy up to 10% cashback on all your dining spends worldwide, capped at AED 300 per month. 

To check how you can make the most out of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on all your dining spends

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Experience stress-free travel with complimentary airport transfers.
Here's how:
<ol>
<li>Download Careem app from the <a href="https://apps.apple.com/us/app/careem-rides-food-more/id592978487" target="_blank" rel="noopener">App Store</a> or <a href="https://play.google.com/store/apps/details?id=com.careem.acma&amp;hl=tr&amp;gl=US&amp;pli=1" target="_blank" rel="noopener">Google Play Store</a></li>
<li>Save your World Credit Card as the mode of payment</li>
<li>Select your ride "to" or "from" the airport</li>
<li>Enter the promo code &ldquo;MAUAEW2&rdquo; at the time of payment</li>
</ol>
Important information:
<ul>
<li>The promo code is only applicable if you add your RAKBANK World Credit Card to your account on the Careem app and select it as the mode of payment when booking your ride.</li>
<li>The promo code does not apply when you pay with Apple Pay.</li>
<li>The promo code does not apply to Hala taxis.</li>
<li>Each Careem ride is capped at USD 30. In case your ride exceeds this amount, you will need to pay the additional amount.</li>
<li>Valid on rides within the UAE only.</li>
</ul>
</div>

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2 complimentary airport rides per year with Careem

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

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Download the RAKBANK App!

Discover the Rakbank App and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

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Bank on the go, anytime, anywhere

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Earn up to 3% cashback

<ul>
<li>Enjoy up to 3% cashback on all your e-wallet retail spends (capped at AED 150 per month) </li>
<li>Get up to 1% cashback on all non e-wallet retail spends (capped at AED 100 per month)</li><br/ 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

King of cashback

Live like royalty with the king of cashback

Complimentary Airport Lounge Access

Access exclusive travel perks

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