Discover the World Credit Card

Enjoy 10% cashback on dining, travel, and grocery spends with the RAKBANK World Credit Card. Get started now and receive an AED 1,500 welcome bonus!

World Credit Card With 10% Cashback & AED 750 Welcome Bonus | RAKBANK UAE

World Credit Card

Discover the RAKBANK World Credit Card that offers unparalleled benefits including cashback, travel rewards, and exclusive lifestyle privileges.

World Credit Card With Cashback & Travel Benefits | RAKBANK UAE

Get AED 750 welcome bonus from the King of Cashback

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National Loans

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Youth National Loan

Flexi Fixed Deposit

World Credit Card - What if I spend in a higher cashback earning category such as supermarket, dining or travel with my E-Wallet? What cashback caps will apply?

Minimum monthly salary / income of AED 20,000 or above

Min monthly salary/income AED 20,000 or above

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Enjoy complimentary access to over 1,300 airport lounges globally through Mastercard&rsquo;s Travel Pass app
Here&rsquo;s how:
<ol>
<li>Log in to the Mastercard Travel Pass App</li>
<li>Validate your World Credit Card details</li>
<li>Spend USD 1 (or equivalent amount in any other non-AED foreign currency) from your World Credit Card</li>
<li>Enrol in the complimentary lounge program on the Mastercard Travel Pass app at least 72 hours prior to availing the airport lounge access</li>
<li>Your airport lounge pass will be generated in your Mastercard Travel Pass app</li>
<li>Show your airport lounge pass at the time of lounge entrance</li>
</ol>
For uninterrupted access, we recommend spending USD 1 (or equivalent amount in any other non-AED foreign currency) and enrolling into the complimentary lounge access program on the Mastercard Travel Pass app after every 3 months

World Credit Card- BenefitCardItem - Access Over 1,300 Airport Lounges

Relax at over 1,300 airport lounges worldwide

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World Credit Card - Is cashback available to all World Credit Card customers?

World Credit Card - How many airport transfers do I get with my World Credit Card?

Home Loans

Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

Standard Current Account - RakMobile

Bank on the go anytime, anywhere

Comprehensive Travel Accident & Medical Cover

Rentalcars.com is the world&rsquo;s leading online car rental service and arranges car rental in 60,000 locations, across 160 countries, in over 40 languages.
Whether you are travelling with your family or on a business trip, enjoy exclusive benefits with Rentalcars.com.
Now when you rent a car with your World Mastercard Credit Card, you can enjoy 10% off the price of your booking.

World Credit card - BenefitCardItem - 10% off car rentals at Rentalcars.com

10% off car rentals at Rentalcars.com

World Credit Card - What happens if I exceed the cashback cap in supermarkets, dining, travel, or hotels?

Green Home Loan

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

World Credit Card - Exclusive Transportation Perks

Access exclusive travel perks

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Personal Loan

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Educational Loan

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Salary Advance

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Green Auto Loan

Secure Wallet

With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your card if stolen or lost. 

Check out how Secure Wallet works by clicking on the button below.

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World Credit Card - Do internet transactions qualify for cashback?

AED 50,000-above

Personal - Apply From RakMobile

Download the RAKBANK app and apply instantly

Not a RAKBANK customer?

 Monthly interest rate: 3.65%

World Credit Card - What are 'other retail spends'?

Call Deposit

Cinema Benefits

Enjoy 50% off at VOX Cinemas for select movie experiences at all times.
 
Here's how: 
<ol>
 <li>Select your preferred movie session on the VOX website or mobile app</li>
 <li>Login as a VOX member or sign up
(Please note that the offer cannot be redeemed if you check out as a guest)</li>
 <li>Select RAKBANK World Credit Card 50% off offer from the available ticket offers</li>
 <li>Verify your RAKBANK World Credit Card and apply the offer</li>
 <li>Select your seats</li>
 <li>Pay with your RAKBANK World Credit Card</li>
 </ol>
 
Enjoy the movie! 
For more information, kindly visit <a href="https://uae.voxcinemas.com/ticket-offer/rak-bank" target="_blank">https://uae.voxcinemas.com/ticket-offer/rak-bank</a> 
A maximum of 4 tickets per card per month can be availed. 
Terms and conditions apply.

Cinema benefits

Earn up to 10% cashback on travel, supermarket & dining spends worldwide

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 100,000 in the previous year (excluding RMT transaction)

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 50,000 in the previous year (excluding RMT transactions)

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Travel benefits

World Credit Card - What if I spend in a higher cashback earning category such as supermarket, dining or travel with my E-Wallet? What percentage of cashback will apply?

Call Me Back Option - Personal/Business start 5000 - Credit Cards

Submit your details and we’ll be in touch soon

Call me back

World Credit Card - What are E-Wallets?

Complimentary global data roaming package of 1 GB once a year
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Travelling soon? Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
With your World Mastercard Credit Card, you can now enjoy your complimentary global data roaming package:
1 GB free roaming data per year (valid for 5 days from the start date of your choice)
<ul dir="ltr">
<li>15% discount on all subsequent Flexiroam data roaming plans (evergreen)</li>
<li>Higher seasonal discounts available</li>
</ul>
 
Simply download the Flexiroam app, click on the Mastercard banner and redeem your complimentary roaming data. It's that easy!
<a href="https://www.priceless.com/travel/product/182534/global-data-roaming-by-flexiroam/0/4007/options/cardType/3/" target="_blank" rel="noopener" aria-label="Click here to know more" data-uw-rm-ext-link="" data-uw-rm-vglnk="">Click here</a>&nbsp;to know more.
</div>

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Embrace the spirit of travel

Auto Loans

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Green Personal Loan

UAE National Loan

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Loans

Earn up to 10% cashback on supermarket spends

Earn up to 10% cashback on all your supermarket spends worldwide, capped at AED 300 per month. 
To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 
Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback

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AED 5,000-19,999

AED 20,000-49,999

Green Loans

World Credit Card - How are other retail spends rewarded on the World Credit Card?

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World Credit Card - AED 750 cashback

King of cashback

Live like royalty with the king of cashback, RAKBANK World Credit Card, and get 10% cashback on your travel purchases, dining experiences and grocery spends.
Get yours now and you&rsquo;ll even receive AED 750 welcome bonus! &nbsp;
Hurry! This limited time offer is only until 31st March 2026.
* minimum spend criteria required. Terms &amp; Conditions apply!
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>

Get 10% cashback on your dining, travel and grocery spends!

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Get up to AED 1,250 cashback per month

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World Credit Card - Is there a minimum or maximum amount that I can redeem at any given point in time?

Personal Loans

Earn up to 10% cashback on travel spends

You can earn up to 10% cashback on all your domestic and international airline tickets and hotel bookings, capped at AED 400 per month. 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on your travel & hotel spends 

World Credit Card - Does cashback with RAKBANK World Credit Card have an expiry date?

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Chat with an agent

Not sure about something? Check our frequently asked questions to find what you’re looking for.

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FAQs

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World Credit Card - Are there any higher cashback earning categories in the World Credit Card?

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Features & Benefits

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Complimentary Airport Lounge Access

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Recurring Deposit

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Earn up to 5% Cashback

Enjoy up to 10% cashback on all your dining spends worldwide, capped at AED 300 per month. 

To check how you can make the most out of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on all your dining spends

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Fixed Deposits

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Experience stress-free travel with complimentary airport transfers.
Here's how:
<ol>
<li>Download Careem app from the <a href="https://apps.apple.com/us/app/careem-rides-food-more/id592978487" target="_blank" rel="noopener">App Store</a> or <a href="https://play.google.com/store/apps/details?id=com.careem.acma&amp;hl=tr&amp;gl=US&amp;pli=1" target="_blank" rel="noopener">Google Play Store</a></li>
<li>Save your World Credit Card as the mode of payment</li>
<li>Select your ride "to" or "from" the airport</li>
<li>Enter the promo code &ldquo;MAUAEW2&rdquo; at the time of payment</li>
</ol>
Important information:
<ul>
<li>The promo code is only applicable if you add your RAKBANK World Credit Card to your account on the Careem app and select it as the mode of payment when booking your ride.</li>
<li>The promo code does not apply when you pay with Apple Pay.</li>
<li>The promo code does not apply to Hala taxis.</li>
<li>Each Careem ride is capped at USD 30. In case your ride exceeds this amount, you will need to pay the additional amount.</li>
<li>Valid on rides within the UAE only.</li>
</ul>
</div>

World Credit card - BenefitCardItem -  Careem Airport

2 complimentary airport rides per year with Careem

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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World Credit Card - We’re here to help

Download the RAKBANK App!

Discover the Rakbank App and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

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Bank on the go, anytime, anywhere

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Earn up to 3% cashback

<ul>
<li>Enjoy up to 3% cashback on all your e-wallet retail spends (capped at AED 150 per month) </li>
<li>Get up to 1% cashback on all non e-wallet retail spends (capped at AED 100 per month)</li><br/ 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

King of cashback

Get 10% cashback on your dining, travel and grocery spends!

Complimentary Airport Lounge Access

Access exclusive travel perks

Enhance your travel experience

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Bank on the go, anytime, anywhere