Enhancement of World Credit Card

World Credit Card enhancements from 1st September 2024 onwards

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We will be enhancing your RAKBANK World Credit Card perks and making the cashback terms much simpler. 
Overview of your current card features:

Enjoy simpler cashback and improved benefits

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Enjoy a complimentary first supplementary card and waive the AED 950 annual fee on your primary card, applicable from the second year onwards, by spending AED 100,000 annually.
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Annual Fee

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Complimentary airport transfers:
Enjoy on spot booking and 2 complimentary airport rides per year using your World Credit Card as your mode of payment and applying the promo code MAUAE2 on your Careem app.
<a title="Click here" href="https://www.priceless.com/travel/product/182538/complimentary-airport-transfers-with-careem/0/4007/options/sortBy/popularity/category/1021/" target="_blank" rel="noopener">Click here</a> to know more.
Disclaimer: Complimentary airport transfers by Derby&rsquo;s concierge will be disabled from 1st September 2024 onwards.
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Complimentary airport Lounge access:
Airport lounge access now available for the primary &amp; supplementary cardholders only.
<a title="Click here" href="https://www.priceless.com/travel/product/168080/world-mastercard-lounge-program-dp" target="_blank" rel="noopener">Click here</a> to know more.
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For details of the existing cashback terms, <a title="click here" href="/siteassets/cashback-worldcreditcard-06-12-2021.pdf" data-saferedirecturl="https://www.google.com/url?q=https://tracking.connect.rakbank.ae/tracking/1/click/4Ypg-vJ4d7lqnLGhFxuYNrz4X5vDLsR0rsVU1CPOb8at4ciAVUFIiO1j0TsFQeJ7n6x-5o-Bob3IMkB45Efv1eW0tBeKXUDRniARDVD3bS_LsYI3s56hq3K1TQ8iWIOcSmwGGz4UD8rGrOcL3ZiBL8zxE2Rpjk6U-S4NBkTrOZ-0o-9DM1VgtaWF7dA4Tchen_N5WnkZzRfxpwA3n4PAVWEgcbhyEwDfbUpZxUBkKUUtX1RbDU1sIXygPQqprcgo9VjwUV9N-MgC-WA0y-qwEqRfMXylqFrq8ws_yv90lXLaEmccxDzaK86oz3_g15gZqV4_CUJF6VSg4174yzdx-8e46W8A6038-C-2QktCrW7l8ecbwngjrpIei7hCexHh7utQHPKKo8RqL6LkI8BUBul-8BDbJ0ItpySCjZjcQLU8NLjt7GR-Raun29jpqfUb77x_cnfg4kPU8pwf_DR7Ca1uvARFvnrn9NIQTAtbLIFwjHcj6sNTfgiOqzD41N3XUMSUmfz1a1_Q-66F6hL4NlL8bvRp-EIkTrSUDWg1TsVDt7-jRdqEWRhNmqf8Si6NUdXA09rxsCL7QPqzL2i-83kGzssLp4sI5PIwzeQexMZ_56BGSOTuB6A8Cc8pnuKWMxTbzTjF5lRDVJNW2TSpApKcrGZkzgmal12TY69NXtCxkPpw2aH_Yk-2aGTQffn1gELZwAG7QVnr_znlPXPE19WSbwelu0fdHtg9ooxlimqfY-WNibx_EIsD4kGsjzxHPrWjwzKnTNN4CDCbLjLMIQtqjbhYK5JsWN2Nw_dkRUXBwBf48GZm9P-U77l43MwLRZdMHLbl_nQBAiPYadAPZb7gVJKN_DJqQ1kVXQ96OgwuUm7NJU1TVvPvXnIuDH5xXzQK_es_Y9ibA3dQ7pw0E6c5fuPhcbreVAOzUjeAShXLVKfMnNcXTRKoe1tpC6uB&amp;source=gmail&amp;ust=1712218910184000&amp;usg=AOvVaw1iVbrvOk9qiijrMxjZTpqr" data-uw-rm-brl="PR" data-uw-original-href="https://www.rakbank.ae/en/cards/credit-cards/world-credit-card/" aria-label="For details of the existing terms, click here.">click here.</a>

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Lower spend target: Spend only&nbsp;AED 10,000 per month to unlock all cashback benefits. 
Spend only AED 10,000 per month to acquire all cashback benefits:
<ul>
<li>10% cashback on Dining &ndash; New</li>
<li>10% cashback on Travel</li>
<li>10% cashback on Supermarket</li>
<li>3% cashback on all e-wallet* spends - New</li>
<li>1% cashback on all standard retail spends. Local or international </li>
</ul>
Revised caps for monthly cashback earnings:
<ul>
<li>AED 400 cashback on travel spends</li>
<li>AED 300&nbsp;cashback on supermarket spends</li>
<li>AED 300 cashback on dining spends</li>
<li>AED 150 cashback on other E-wallet* retail spends</li>
<li>AED 100 cashback on standard retail spends</li>
</ul>
 Totaling up to AED 1,250 per month and an impressive AED 15,000 per year.
Disclaimer: 
<ul>
<li>E-wallet transactions are all transactions made through Apple Pay, Samsung Pay, Google Pay, etc</li>
<li>Should your cashback in the higher cashback earning categories exceed the maximum cap, additional cashback won&rsquo;t be earned.</li>
</ul>

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Get ready to experience greater convenience and simpler than ever cashback with your RAKBANK World credit card.
Your enhanced and simplified benefits will include:

FAQs

Service and Price Guide

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10 different cashback rates dependent upon combinations of 5 spend tiers and several categories of spending. For example, to avail 10% cashback on Travel or Supermarket, you are currently required to spend a minimum of AED 20,000 per month.

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<ul>
<li>Spend a minimum of AED 10,000 per month to unlock all cashback benefits</li>
<li>Set your Card as your e-wallet's* default payment to get 3% cashback**</li>
<li>Enjoy dining in your favorite restaurants with a generous 10% cashback**</li>
</ul>
DISCLAIMER
*E-wallet transactions are all transactions made through Apple Pay, Samsung Pay, Google Pay, etc. **Subject to meeting the minimum spend criteria of AED 10,000 per month

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Remember

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Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

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Bank on the go anytime, anywhere

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To acquire the airport transfers service, you are currently required to call the concierge desk 72 hours prior to the service date to book your ride within specific working hours.

Concierge Services are provided by our authorized third party service provider.




Enjoy simpler cashback and improved benefits

Cashback

Travel

Annual Fee

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Bank on the go anytime, anywhere