Join Rakbank Elite and enjoy welcome bonus interest up to 6.75% p.a.*

Bring in eligible fresh funds and invest in a qualifying investment product to enjoy the offer, while gaining access to more opportunities to manage and grow your wealth.

Why choose Rakbank Elite?

Rakbank Elite brings your banking, wealth, and investments together in one connected ecosystem. From current and savings accounts, cards, payments, money transfers, and financing to mutual funds, bonds, equities, ETFs, crypto, gold, silver, structured products, and FX investments, everything comes together through one dedicated relationship.

With Rakbank Elite, you have a dedicated Relationship Manager who understands your priorities and brings the different parts of your financial life together.

A team of experts behind you

One point of contact

Your dedicated Relationship Manager oversees your overall banking relationship and connects you with the right specialists whenever you need them.

Specialist expertise

Access expertise across wealth and investments, property finance, protection, and more, with support shaped around your wider financial goals.

Priority service that values your time

Get faster, more direct support through:

  • Dedicated Elite Phone Banking
  • Elite Experience Centres in Dubai, Ras Al Khaimah, and Abu Dhabi
  • Digital self-service through the Rakbank app
Rakbank Elite wealth management offering personalised financial guidance and long-term planning

More ways to build and manage your wealth

Access a broad range of investment and wealth solutions designed around your goals, from global markets and professionally managed funds to alternative assets. 

Explore investment and wealth solutions across:

  • Savings and deposits
  • Mutual funds
  • Global bonds and sukuk
  • More than 30,000 global stocks and ETFs
  • Structured products
  • Foreign exchange trading
  • Digital gold and silver
  • Cryptocurrencies
  • Lending against investments
With Rakbank Elite, you have a dedicated Relationship Manager who understands your priorities and brings the different parts of your financial life together.

Financing built around your ambitions

Explore financing solutions for property, liquidity, and the opportunities ahead.

Home in One
Use the balance in your linked current account to help reduce the interest on your home loan, while keeping your money accessible.

Home Finance
Finance an eligible home or investment property, refinance your existing mortgage, or transfer it to Rakbank.

Islamic Home Finance
Explore Sharia’h-compliant financing for eligible home purchases and property investments.

International Property Finance
Explore international mortgage opportunities through Rakbank’s preferred global partners.

Lending Against Investments
Access liquidity against eligible investments without having to sell your holdings.

Rakbank Elite connects you with protection solutions designed around your family, lifestyle, assets, and legacy

Protect what matters

Building wealth is only part of the journey. Rakbank Elite helps you protect what you have built, with solutions designed around your family, lifestyle, assets, and legacy, all considered as part of your wider financial plan.

Life and wealth protection
Secure your family’s financial future, preserve the wealth you have built, and plan your legacy with confidence.

Health and accident cover
Explore solutions designed to support you and your family through eligible healthcare needs and unexpected events.

Home and motor protection
Explore insurance options for your home, belongings, and vehicles, with plans selected to suit your needs and lifestyle.

Travel protection
Choose travel insurance for business or personal trips, with options for medical emergencies, cancellations, delays, and other travel disruptions.

RAKBANK Elite lifestyle benefit delivering an elevated everyday banking experience

Everyday banking that gives you more

Manage your day-to-day finances with preferential pricing and valuable benefits that make banking locally and internationally easier. 

  • Preferential exchange rates
  • Unlimited free domestic and international remittances*
  • Free withdrawals from all local non-Rakbank ATMs**
  • A complimentary World Cashback Credit Card
  • 24/7 digital assistance from RAI, Rakbank’s AI-powered assistant
  • Priority support whenever you need it

*Rakbank charges will be reversed. 
**UAE Switch charges will be reversed. 

RAKBANK Elite lifestyle benefits offering premium everyday privileges and experiences

Curated lifestyle privileges

From travel and mobility to shopping and curated experiences, Rakbank Elite gives you access to privileges selected to add more comfort and value to the way you live. 

  • Complimentary airport lounge access 
  • Valet services across the UAE 
  • 15% savings at IHG Hotels worldwide 
  • Up to 20% off selected car rentals 
  • VIP invitations and exclusive savings at Bicester Village 
  • Premium shipping benefits with MyUS 
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Rakbank Elite Referral Program

Share the Elite experience. Enjoy exclusive rewards.

 

Rakabnk Elite referral program offering shopping rewards for referring a friend

Refer a friend. Get rewarded.

As a Rakbank Elite customer, you can earn an 2,000 gift voucher for every friend you successfully refer.

How it works

Share your friend's details:
Simply email your referral’s contact information to mgmelite@rakbank.ae.

Receive your reward:
Once your referral's Elite status is confirmed, you'll receive your 2,000 gift voucher. Your Relationship Manager will contact you with the details.

Start referring and watch the rewards come in.

Refer now

View terms and conditions

Offer is valid until 31 October 2026

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RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

Bank on the go, anytime, anywhere

Discover the Rakbank app and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

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