Discover RAKvalue, offering value-packed banking solutions with exclusive benefits, discounts, and offers across a wide range of services.

RAKvalue: Banking, Bnsurance & Lifestyle Benefits | RAKBANK UAE

RAKvalue

RAKValue - Residency

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RAKvalue (add-on)

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Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

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Standard Current Account - RakMobile

Bank on the go anytime, anywhere

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<p>&nbsp;</p>
<table>
<thead>
<tr>
<th><strong>Benefit</strong></th>
<th>Extra</th>
</tr>
</thead>
<tbody>
<tr>
<td>IMC roadside assistance (complimentary)</td>
<td>
<p>Silver package</p>
<p>Battery boosting</p>
<p>Emergency fuel supply</p>
<p>Lockout service</p>
<p>Flat tyre service</p>
<p>Towing service</p>
</td>
</tr>
<tr>
<td>Car registration pick-up and drop-off service (once a year)</td>
<td>X</td>
</tr>
<tr>
<td>Two options for car servicing: pick-up or drop-off</td>
<td>X</td>
</tr>
<tr>
<td>Airport pick-up and drop-off (twice a year)</td>
<td>X</td>
</tr>
<tr>
<td>Roadside assistance coverage</td>
<td>UAE only</td>
</tr>
<tr>
<td>24-hour car rental (in case of accident)</td>
<td>X</td>
</tr>
<tr>
<td>Discount on international driving license service fee</td>
<td>X</td>
</tr>
<tr>
<td>Concierge services (prices may apply)</td>
<td>
<p>Visa submission at airports</p>
<p>Special courier rates</p>
<p>Marhaba services</p>
<p>Occasion reminders</p>
<p>Utility purchases</p>
<p>Handyman service</p>
<p>Movers and packers</p>
<p>Maid visa / driver service</p>
<p>Restaurant / hotel reservations</p>
<p>Document management services</p>
<p>Movies, concerts, and plays tickets</p>
</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>

Global - Feature Table

Account

RAKValue - Features overview

Features overview

<ul>
<li>21 years old and above</li>
</ul>

RAKValue - Age

RAKvalue - Overview of benefits

 Benefits overview

RAKValue - We’re here to help

RAKValue - Eligibility

Eligibility

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

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Segment - Personal

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RAKValue - FAQ's

RAKValue - Terms And Conditions

Terms and Conditions

Discontinued Product

Elite Current Account - Extra

RAKValue  - Benefit card - Travel Insurance

Travel Insurance

<ul>
<li>Customer must have an active Current Account in AED</li>
</ul>

RAKValue - Other Requirements 

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RAKValue  - Benefit card - Life Insurance

Life Insurance

RAKValue - Benefit Cards Container

AED 50,000-above

Personal - Apply From RakMobile

Download the RAKBANK App and apply instantly

Apply through the RAKBANK App

Conventional

Earn Emirates Skywards Miles with every deposit into your RAKBANK Emirates Skywards Savings Account. Save money and travel more!

RAKBANK Emirates Skywards Savings Account With Skywards Miles | RAKBANK UAE

RAKBANK Emirates Skywards Savings Account

More rewards for Emirates Skywards members

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RAKValue - Cross Sell

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<p><span style="font-weight: 400;">Insurance is offered by RAKINSURANCE for RAKBANK customers and is subject to their approval. Terms and Conditions of the Insurance policy shall apply. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Insurance.​</span></p>

RAKValue - Important Information

RAKValue - Help Card

<p><span style="font-weight: 400;">As a primary RAKBANK Credit Cardholder, you&rsquo;re eligible for a comprehensive Life Insurance coverage, valid worldwide. In the unfortunate event of your death, the Life Insurance policy will provide financial protection to your loved ones. <br /><br />To be eligible for this coverage, you must be between the ages of 18 and 65 (64 at the time of enrolling in RAKvalue).</span></p>

RAKValue - Benefit Card - Life Insurance

Customer Guide and FAQs

RAKValue - Credit Cards

RAKValue - Relevant links

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RAKValue - Savings, convenience, and extra privileges

<p>Upgrade your banking experience with RAKvalue's curated collections of benefits. Each collection offers unmatched savings, convenience, and exclusive privileges for a low monthly fee when added to your AED Current Account.</p>

Savings, convenience, and extra privileges

<p><strong>This product has been discontinued and no longer offered for new enrollment. Existing RAKvalue holders will continue to be served.</strong></p>

Important Information

<table>
<thead>
<tr>
<th><strong>Banking Benefits</strong></th>
<th>Extra</th>
</tr>
</thead>
<tbody>
<tr>
<td>1 chequebook (25 leaves) per month</td>
<td>Included</td>
</tr>
<tr>
<td>Prepaid card</td>
<td>Included</td>
</tr>
<tr>
<td>Cash withdrawals every month from any non-RAKBANK ATM (located in the UAE)</td>
<td>3</td>
</tr>
<tr>
<td>2 internal standing orders per month</td>
<td>Included</td>
</tr>
<tr>
<td>1 international remittance through SWIFT per month (waiver of RAKBANK charges only)</td>
<td>Included</td>
</tr>
<tr>
<td>1 domestic remittance per month (waiver of RAKBANK charges only)</td>
<td>X</td>
</tr>
<tr>
<td>1 local card payment remittance per month (waiver of RAKBANK charges only)</td>
<td>X</td>
</tr>
<tr>
<td>1 manager&rsquo;s cheque / demand draft per month</td>
<td>Included</td>
</tr>
<tr>
<td>1 duplicate statement per month (up to previous 6 months)</td>
<td>X</td>
</tr>
<tr>
<td>1 cheque collection from home for card payment or account credit every month</td>
<td>X</td>
</tr>
<tr>
<td>No minimum balance required</td>
<td>Included</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>
<table>
<thead>
<tr>
<th><strong>Insurance Benefits*</strong></th>
<th>Extra</th>
</tr>
</thead>
<tbody>
<tr>
<td>
<p>Motor insurance discount of AED 100</p>
<p>Eligible car value: AED 75,000 minimum</p>
</td>
<td>Included</td>
</tr>
<tr>
<td>Life insurance cover (for AED Accounts)</td>
<td>15,000</td>
</tr>
<tr>
<td>Secure Wallet cover up to AED 10,000</td>
<td>Included</td>
</tr>
<tr>
<td>Travel insurance with worldwide cover (for you and your family)</td>
<td>Included</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>
<table>
<thead>
<tr>
<th><strong>Lifestyle Benefits</strong></th>
<th>Extra</th>
</tr>
</thead>
<tbody>
<tr>
<td>International Motoring Company (IMC) roadside assistance and concierge services</td>
<td>Silver Package</td>
</tr>
<tr>
<td>RAKvalue offers</td>
<td>Included</td>
</tr>
</tbody>
</table>
<p><strong>Disclaimer:</strong></p>
<p><span style="font-weight: 400;">Money transfer using RAKMoneyTransfer is not covered under RAKvalue benefits and will be chargeable in line with the Bank&rsquo;s <a title="service and price guide" href="/globalassets/rakbank/all-pdfs/001---archive/rakvalue/aj00356spchanges-vat-remittances-personal-19-11-2019weben.pdf" target="_blank" rel="noopener">Service &amp; Price Guide</a>.</span></p>

Global - General Content Table

AED 5,000-19,999

AED 20,000-49,999

RAKValue - Faq's Divider Title

FAQs

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 Extra

Discover the World Credit Card

Enjoy 10% cashback on dining, travel, and grocery spends with the RAKBANK World Credit Card. Get started now and receive an AED 1,500 welcome bonus!

World Credit Card With 10% Cashback & AED 750 Welcome Bonus | RAKBANK UAE

World Credit Card

Discover the RAKBANK World Credit Card that offers unparalleled benefits including cashback, travel rewards, and exclusive lifestyle privileges.

World Credit Card With Cashback & Travel Benefits | RAKBANK UAE

Get AED 750 welcome bonus from the King of Cashback

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RAKValue - Wrapper - Table & Overview of benefits

RAKValue - Terms and Conditions

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Eligibility & Fees

Ready to start your RAKvalue journey?

RAKValue - Kick-start your savings journey

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FAQ Accordion Items

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RAKValue - Upgrade your experience

Upgrade your experience

Chat with an agent

Not sure about something? Check our frequently asked questions to find what you’re looking for.

FAQ’s Help Card

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Important Information 

Current Accounts - NeedHelpCardItem1

Which account is best for you?

RAKValue - Feature Card - Comprehensive Insurance Plans

Unlock a world of peace of mind and cost savings with RAKvalue.
<br><br>
Our comprehensive Insurance Plan offers cover your life and travels. By choosing RAKvalue, you'll have access to top-notch Insurance Plans at an affordable price.
<br><br>
Find out more details about the Insurance Plans in the benefits section below.

Comprehensive Insurance Plans

Other Requirements - Fees

Question?(3)

<p><span style="font-weight: 400;">Stay protected against unexpected events and natural calamities while exploring the world. The primary credit cardholder, their spouse, and up to three children are covered with an all-inclusive annual insurance coverage for trips up to 90 days per policy year.</span></p>
<table>
<thead>
<tr style="height: 18px;">
<th style="height: 18px; width: 138.993px;"><strong>Benefit</strong></th>
<th style="height: 18px; width: 145px;"><strong>Extra</strong></th>
<th style="height: 18px; width: 145px;"><strong>Superior</strong></th>
<th style="height: 18px; width: 145px;"><strong>Ultimate</strong></th>
</tr>
</thead>
<tbody>
<tr style="height: 127px;">
<td style="height: 127px; width: 138.993px;">Death, permanent total disability, or dismemberment</td>
<td style="height: 127px;">USD 10,000 per adult<br />USD 2,500 per child</td>
<td style="height: 127px; width: 145px;">USD 20,000 per adult<br />USD 2,500 per child</td>
<td style="height: 145px; width: 145px;">USD 30,000 per adult<br />USD 2,500 per child</td>
</tr>
<tr style="height: 54px;">
<td style="height: 54px; width: 138.993px;">Emergency medical, legal, and referral services</td>
<td style="height: 54px;">USD 50,000 per person</td>
<td style="height: 54px; width: 145px;">USD 100,000 per person</td>
<td style="height: 145px; width: 145px;">USD 150,000 per person</td>
</tr>
<tr style="height: 54px;">
<td style="height: 54px; width: 138.993px;">Repatriation of mortal remains</td>
<td style="height: 54px;">USD 15,000 per family</td>
<td style="height: 54px; width: 145px;">USD 15,000 per family</td>
<td style="height: 145px; width: 145px;">USD 15,000 per family</td>
</tr>
<tr style="height: 54px;">
<td style="height: 54px; width: 138.993px;">Emergency medical expenses</td>
<td style="height: 54px;">USD 75,000 per family</td>
<td style="height: 54px; width: 145px;">USD 100,000 per family</td>
<td style="height: 145px; width: 145px;">USD 150,000 per family</td>
</tr>
<tr style="height: 54px;">
<td style="height: 54px; width: 138.993px;">Cancelation and curtailment of trip</td>
<td style="height: 54px;">USD 500 per family</td>
<td style="height: 54px; width: 145px;">USD 1,000 per family</td>
<td style="height: 145px; width: 145px;">USD 2,500 per family</td>
</tr>
<tr style="height: 54px;">
<td style="height: 54px; width: 138.993px;">Travel delay</td>
<td style="height: 54px;">USD 50 per hour per family</td>
<td style="height: 54px; width: 145px;">USD 100 per hour per family</td>
<td style="height: 145px; width: 145px;">USD 250 per hour per family</td>
</tr>
<tr style="height: 72px;">
<td style="height: 72px; width: 138.993px;">Delayed baggage</td>
<td style="height: 72px;">USD 50 per hour per family</td>
<td style="height: 72px; width: 145px;">USD 100 per hour per family</td>
<td style="height: 145px; width: 145px;">USD 250 per hour per family</td>
</tr>
<tr style="height: 145px;">
<td style="height: 145px; width: 138.993px;">Loss of personal baggage</td>
<td style="height: 145px;">USD 1,250 per family</td>
<td style="height: 145px; width: 145px;">USD 2,500 per family</td>
<td style="height: 145px; width: 145px;">USD 5,000 per family</td>
</tr>
<tr style="height: 145px;">
<td style="height: 145px; width: 138.993px;">Loss of personal money</td>
<td style="height: 145px;">USD 500 per family</td>
<td style="height: 145px; width: 145px;">USD 1,000 per family</td>
<td style="height: 145px; width: 145px;">USD 1,500 per family</td>
</tr>
<tr style="height: 145px;">
<td style="height: 145px; width: 138.993px;">Loss of passport</td>
<td style="height: 145px;">USD 250 per family</td>
<td style="height: 145px; width: 145px;">USD 500 per family</td>
<td style="height: 145px; width: 145px;">USD 1,000 per family</td>
</tr>
<tr style="height: 145px;">
<td style="height: 145px; width: 138.993px;">Personal liability</td>
<td style="height: 145px;">USD 250,000 per family</td>
<td style="height: 145px; width: 145px;">USD 500,000 per family</td>
<td style="height: 145px; width: 145px;">USD 1,000,000 per family</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>
<p><span style="font-weight: 400;">For questions or inquiries, reach out to RAKINSURANCE at 07 2273000 for direct assistance.</span></p>

RAKValue - Benefit Card - Travel Insurance

Question?(4)

RAKvalue - Feature Card - Roadside and Concierge Services

RAKBANK and IMC have partnered up to provide RAKvalue customers with 24/7 roadside assistance and concierge services.
<br><br>
To access these services, call up IMC and identify yourself as a RAKvalue customer, providing your name, P.O. Box, date of birth, and (optionally) identification number/membership number.
<br><br>
To use other services, booking in advance is required. To book, call IMC at 04-3876633. You can check out a list of additional services below.

IMC Roadside Assistance and Concierge Services

Roadside and Concierge Services

LIFE INSURANCE BENEFIT.jpeg

RAKValue - Fees

Fees

RAKValue - Terms and Conditions Notification

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Benefit	Extra
IMC roadside assistance (complimentary)	Silver package Battery boosting Emergency fuel supply Lockout service Flat tyre service Towing service
Car registration pick-up and drop-off service (once a year)	X
Two options for car servicing: pick-up or drop-off	X
Airport pick-up and drop-off (twice a year)	X
Roadside assistance coverage	UAE only
24-hour car rental (in case of accident)	X
Discount on international driving license service fee	X
Concierge services (prices may apply)	Visa submission at airports Special courier rates Marhaba services Occasion reminders Utility purchases Handyman service Movers and packers Maid visa / driver service Restaurant / hotel reservations Document management services Movies, concerts, and plays tickets

Banking Benefits	Extra
1 chequebook (25 leaves) per month	Included
Prepaid card	Included
Cash withdrawals every month from any non-RAKBANK ATM (located in the UAE)	3
2 internal standing orders per month	Included
1 international remittance through SWIFT per month (waiver of RAKBANK charges only)	Included
1 domestic remittance per month (waiver of RAKBANK charges only)	X
1 local card payment remittance per month (waiver of RAKBANK charges only)	X
1 manager’s cheque / demand draft per month	Included
1 duplicate statement per month (up to previous 6 months)	X
1 cheque collection from home for card payment or account credit every month	X
No minimum balance required	Included

Insurance Benefits*	Extra
Motor insurance discount of AED 100 Eligible car value: AED 75,000 minimum	Included
Life insurance cover (for AED Accounts)	15,000
Secure Wallet cover up to AED 10,000	Included
Travel insurance with worldwide cover (for you and your family)	Included

Lifestyle Benefits	Extra
International Motoring Company (IMC) roadside assistance and concierge services	Silver Package
RAKvalue offers	Included