Transfer money using just a mobile number or email ID

Secure & cash-free local transfers in seconds

We’ve just made it easier than ever for you to pay or transfer money within the UAE (domestic transfers) seamlessly and instantly, without the need for an IBAN! You can now access our Instant Payment Platform (IPP) by enrolling to AANI - powered and regulated by Al Etihad Payments.

aani

Once you enrol, you can instantly send and receive money or request payments from any registered user across the UAE using just their mobile number or email address. You’ll also be able to verify and validate your receiver’s information before every transfer so you can be sure that your transactions are secure.

Try it out now!

Here’s how:

Log in to the RAKBANK App
Tap the App banner
Click ‘Activate Instant Payments’
Select the AED account where you want to receive your payments
Review the details, confirm, then accept the customer consent
Enter the RAKToken

And that’s it!

Set up your account now, discover and enjoy the multiple features of this new and convenient way to make local transfers!

Pay now

For your security, limits for Instant payments:

Send to contact (mobile / email address) - Scan and pay within or outside RAKBANK - Normal Individual / Wealth Management - AED 10,000* (max limit per transfer)
Send to contact (mobile / email address) - Scan and pay / approve request to pay / split bill within or outside RAKBANK - Normal Individual / Wealth Management - AED 50,000* (daily limit)
Request to pay / split bill within or outside RAKBANK - Normal Individual / Wealth Management - AED 300* (max limit per transfer)

*Limits for RAKBANK and third-party applications are consolidated and subject to change in accordance with the Bank’s policy. Please note that the limits for RAKBANK and associated third-party applications may vary.

Relevant links

Service and Price Guidearrow_forward

How to send money to contactsarrow_forward

How to enrol arrow_forward

How to Request Moneyarrow_forward

Bank on the go anytime, anywhere

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.