Personal Green Loan

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<ul>
<li>For Salary Transfer customers: For a period of 3 consecutive months, if the salary credited to your salary account is less than 75% of the declared salary or if salary is not regularly credited during these 3 months, you will be obliged to pay 2% per annum above the rate of interest originally agreed until completion/settlement of the Loan.</li>
<li>If you pay off the Loan prior to the due date, you will pay prepayment charges at the rates described below.</li>
<li>If you are late in payment or fail to make a payment on the due date, you will pay default interest at the rates described below.</li>
<li>If you fail to make a payment or otherwise breach the Loan terms, this will be a default and the Bank will be entitled, among other things, to:&nbsp;</li>
</ul>
(a) Cancel the Loan and demand full repayment immediately.
(b) Report the default to the appropriate regulatory authorities including the UAE Central Bank and Al Etihad Credit Bureau and credit rating agencies, which will affect your credit rating.&nbsp;
(c) Bring legal proceedings against you and repossess the mortgaged property.
&nbsp;

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