This Is How We Do Current Bank Accounts

Islamic

<ul>
<li>Customer must have an active RAKBANK Current or Savings Account</li>
</ul>

Gold Account - Other Requirements

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<ul>
<li>The Bank may amend the features, fees, charges, terms &amp; conditions of the account with 60 days notice to you in advance.</li>
<li>Gold rates are based on market rates which are updated regularly, and will be applied for buying and selling gold. Hence, no notice period will apply.</li>
<li>If the transaction Account linked to the Gold Account is not used for a period of 1 year, it will be designated as inactive and you will not be able to transact unless activated again.</li>
</ul>

Gold Account - Key Terms and Conditions

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Gold Account - Terms and Conditions Notification

Important Information 

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Savings Account

Savings Accounts

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Gold Account & Trading  - Fees

Fees

Physical gold custody charge if not collected from RAKBANK branch within 1 month (per month)

Gold Account & Trading  -  Fees Item 1

Current Accounts

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Which account is best for you?

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Gold Account & Trading - Fees

<ul>
<li>UAE residents and non-residents</li>
</ul>

Gold Account - Residency

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Standard Current Account

Accounts

Gold Account & Trading  -  Fees Item 2

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Gold Account - Eligibility

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Eligibility

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Gold Account - Terms and Conditions

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Applicable redemption fees for physical gold are as per the Gold Account <a title="Service and Price Guide" href="/globalassets/rakbank/all-pdfs/001---service-and-price-guides/bilingual/004-j00183-sp-goldaccount.pdf" target="_blank" rel="noopener">Service and Price Guide</a>. In addition, there may be standard fees which apply.
 Fees are inclusive of VAT at the current rate of 5%, as applicable under UAE law.&nbsp;

Gold Account - Fees

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Deposit

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Rakbank Islamic

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Recurring Deposit

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Deposits

You are required to:
<ul>
<li style="font-weight: 400;" aria-level="1">Review this document and all other terms &amp; conditions set out in the application form in detail;</li>
<li style="font-weight: 400;" aria-level="1">Regularly check our website www.rakbank.ae for updates;</li>
<li style="font-weight: 400;" aria-level="1">Notify the Bank in writing if there is a change in your employment or income details, contact details, residential status, identification details, financial details or any other material information as declared in the application form; and</li>
<li style="font-weight: 400;" aria-level="1">Always safeguard sensitive banking details such as your Account number, chequebook, Debit Card, login ID, passwords, PIN, etc.</li>
</ul>

Gold Account - Customer Obligations

Gold Account - Terms And Conditions

Terms and Conditions

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<ul>
<li style="font-weight: 400;" aria-level="1">RAKBANK's prevailing gold rate is subject to market price fluctuations and customer may lose value of the purchased gold if the sell rate goes below buy rate.</li>
<li style="font-weight: 400;" aria-level="1">The Bank may close the Account if KYC or identification documents are not updated regularly, or if required as internal policies or upon request from regulatory judiciary / entities.</li>
</ul>