UAE National Finance

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Introducing a Personal Finance designed especially for UAE Nationals

UAE National Finance 

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Document Item 1

VAT at the current rate of 5% will be levied on the Bank&rsquo;s fees and charges, as applicable under UAE law

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<ul>
<li style="font-weight: 400;" aria-level="1">For a period of 3 consecutive months, if the salary credited to your salary account is less than 75% of the declared salary or if salary is not regularly credited during these 3 months, you will be obliged to pay 2% per annum above the rate of profit originally agreed until completion/settlement of the Finance.</li>
<li style="font-weight: 400;" aria-level="1">If you pay off the Finance prior to the due date, you will pay prepayment charges at the rates described as per the Service and Price Guide.</li>
<li style="font-weight: 400;" aria-level="1">If you are late in payment or fail to make a delivery on the due date, you will pay the donation amount at the rates described in the Service &amp; Price Guide.&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">If you fail to make a payment or otherwise breach the Finance terms, this will be a default and the Bank will be entitled, among other things, to:</li>
</ul>
(a) Cancel the Finance and demand full repayment immediately;
(b) Report the default to the appropriate regulatory authorities including the UAE Central Bank and Al Etihad Credit Bureau and credit rating agencies, which will affect your credit rating;
(c) Bring legal proceedings against you.
&nbsp;

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