More than just credit cards

We offer a wide variety of services with all of our RAKislamic Credit Cards. From Credit Card Cheques to Credit Shield and combined credit limit, be prepared for the ultimate credit card experience.


Balance Transfer

With RAKislamic, your credit card balance transfers are now low-cost and convenient. Just another way RAKislamic is all about banking with you in mind.


Credit Card Cheque

Our innovative Credit Card Cheque service allows you to request for a banker's cheque to pay in places where credit cards are usually not accepted, such as education facilities and utility companies.


Remittance through Credit Card

Need to send money to your loved ones back home?
Now, you can instantly remit funds to India, Philippines, Nepal, Sri Lanka, Pakistan, Bangladesh and 24 countries in Europe through RAKMoneyTransfer, using your RAKislamic Credit Card.


Takaful Credit Shield Plus

Takaful Credit Shield Plus is an invaluable benefit that covers your credit card’s outstanding balance. Should unforeseen circumstances such as death, critical illness, or even involuntary loss of your employment prevent you from meeting your credit card dues, you have peace of mind knowing that you and your family will not be unnecessarily burdened.

The outstanding balance on your RAKislamic Credit Card will be covered by Takaful Credit Shield Plus.

In addition to the above, Takaful Credit Shield Plus also covers RAKfit Membership (Aktivo) and Second Medical Opinion (Best Doctors).


Dynamic Currency Conversion

Using your RAKislamic Credit Card overseas offers you plenty of benefits. From low currency conversion rates to international cashback, there’s something every traveller can expect.


RAKislamic Supplementary Cards

RAKislamic Supplementary Credit Cards allow you to have additional cards issued on your RAKislamic Credit Card, so that you can manage your family's finances and provide them with financial security and peace of mind.

Just like your own card, the supplementary card comes with no annual fee.


Instant Finance

Instant Finance offers eligible customers the option to obtain finance over and above their existing credit card limit based on the customer's current salary. The amount is to be paid in equal monthly instalments with an attractive profit rate of just 2% per month.



RAKrewards is our exciting loyalty programme. Start racking up points whenever you use your RAKislamic Credit Card and unlock a world of rewards and benefits.

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Bank on the go anytime, anywhere

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

App Store