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With Instant Finance, you can have the option to obtain finance over and above your existing credit card limit based on your current salary.

The finance amount is to be paid in equal monthly instalments.


2% Profit Rate Per Month

Obtain Instant Finance today and benefit from a one-time 1% due diligence, documentation and processing fee of the Instant Finance amount and a profit rate of 2% reducing balance per month.



Flexible & Convenient

Flexible & Convenient

Get a finance with no salary transfer required and at competitive profit rates, with flexible payments of up to 48 months for expatriate salaried customers.


Instant Money Top-Up

Instant Money Top-Up is available for existing customers for amounts over and above their existing credit card limit.

The finance amount is credited into the customer's RAKislamic account only and the customer is expected to provide standing instructions from the RAKislamic account for the deduction of the instalment.


Just 3 Days for Approval

Your Instant Finance is subject to the Bank's approval and will be issued within three business days of signing the application form and submitting the required documents:

  • Signed Instant Finance application form
  • Valid passport copy with visa page
  • Income proof
  • Latest two-month bank statements
  • Undated security cheque 
  • Signed account opening application form (only if the customer does not have an existing account with RAKislamic)


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Bank on the go anytime, anywhere

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

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