Stay protected

Safeguard your financial well-being with RAKislamic's Takaful Credit Shield Plus. Experience unparalleled protection for your credit card outstanding balance, ensuring you and your family are never burdened during life's unpredictable moments.

Unmatched Protection for RAKislamic Cardholders

Unmatched Protection for RAKislamic Cardholders

We're proud to offer the most comprehensive Takaful Credit Shield protection cover for RAKislamic Credit Cardholders. In the face of unforeseen events such as death, critical illness or involuntary loss of employment, you can rest assured knowing your outstanding balance is covered.

Additional Benefits for Peace of Mind

Additional Benefits for Peace of Mind

Beyond standard protection, Takaful Credit Shield Plus also covers your RAKfit Membership (Aktivo) and Second Medical Opinion (Best Doctors). These added benefits ensure you receive the most comprehensive protection available.

The outstanding balance on your RAKislamic Credit Card will be covered by Takaful Credit Shield Plus in the event of:

Event Coverage Amount

Critical Illness (CI)

Up to AED 500,000

Permanent Total Disablement (PTD)

Up to AED 500,000


Up to AED 500,000

Involuntary Loss of Employment (ILOE)

Up to AED 8,000 per month (max 12 months)


 Enjoy Complimentary Coverage and Affordable Rates

Enjoy Complimentary Coverage and Affordable Rates

RAKislamic is pleased to provide complimentary Takaful Credit Shield Plus coverage for the first two card statements. Thereafter, a nominal monthly contribution rate based on our Service and Price Guide will apply to the outstanding balance on each month's card statement.

Simple De-Enrollment Process

Simple De-Enrolment Process

If you wish to de-enrol from Takaful Credit Shield Plus, please call us at 600 544049 from 9am to 6pm or chat with us at to place a request. Please note that once you have de-enroled, re-enrolment is not possible.


RAKBANK is only distributing the Takaful Credit Shield Plus which is underwritten and issued by Islamic Arab Insurance Company – SALAMA as per their policy terms and conditions. Accordingly, RAKBANK makes no representation or warranty whatsoever in respect of the Cover and assumes no liability or obligation in respect thereof. The Cover shall be provided as per the Takaful Credit Shield Plus Terms & Conditions (which is a part of the Credit Card Terms and Conditions).

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