My Ras Al Khaimah Platinum Credit Card

Introducing My Ras Al Khaimah Platinum Credit Card

RAKBANK presents My RAK Credit Card has designed under Islamic banking guidelines. Exceptional benefits with peace of mind. Learn more today! Join us now.


My Ras Al Khaimah Platinum | RAKBANK UAE

My Ras Al Khaimah Platinum

Life’s More Rewarding in Ras Al Khaimah

My Ras Al Khaimah Platinum -We’re here to help

My Ras Al Khaimah Platinum -Start Earning-1

10% with Booking.com

My Ras Al Khaimah Platinum -Benefits

 Stand a chance to win 500,000 RAKrewards every quarter by spending over AED 10,000 (25 winners chosen every 3 months)

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Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

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Bank on the go anytime, anywhere

RAKRewards are capped at 333,334 overall. Maximum rewards are capped separately at 166,667 each for both domestic and international transactions. Higher rewards from fuel spends are capped at 14,000 and higher rewards from cinema spends are capped at 10,000, subject to a minimum card spend of AED 5,000. A minimum of 10K RAKRewards is required for redemption. RAKRewards are valid for 36 months.

RAKRewards are capped at 333,334 overall. Maximum rewards are capped separately at 166,667 each for both domestic and international transactions. Higher rewards from fuel spends are capped at 14,000 and higher rewards from cinema spends are capped at 10,0

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Lifestyle - My Ras Al Khaimah Platinum

Shop Until You Drop

Min monthly salary/income AED 8,000

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


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Branches & ATMs

Discover RAKreward leaflet

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Earn Triple RAKRewards on Fuel and up to 10,000 RAKrewards on cinema spends.
 
Amongst the large range of redemption choices available are:
 
 • Over 300+ Airlines, 300,000+ hotels and a host of travel experiences 
 • Vouchers for Dining, Desert Safari, Boating adventure, Marhaba service, Rent a Car 
 • Wide range of electronics and home appliances and many more

RAKRewards Partnerships

Lifestyle - My Ras Al Khaimah Platinum 

Lifestyle

My Ras Al Khaimah Platinum-Q1

My Ras Al Khaimah Platinum-Q2

Free for life

Lifestyle - My Ras Al Khaimah Platinum -10% with Booking.com

Up to 7% wallet credit on Booking.com

Travel - My Ras Al Khaimah Platinum -1

Cleartrip Travel Discounts

Cash Advance

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Help Card

Access RAKMoneyTransfer service through Digital Banking (RMT amount considered as retail transaction: AED 5,000)

Islamic

AED 50,000-above

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My Ras Al Khaimah Platinum - Feature Item-1

All you need to do is: 

•	Spend over AED 10,000* quarterly on My Ras Al Khaimah Card and get a chance to win 500,000 RAKrewards and redeem comfortably through www.RAKrewards.ae. 

•	25 winners every quarter allows multiple opportunities for you to win the grand draw. 
•	*25 winners inclusive of My RAK conventional and Islamic variant

Win 500,000 RAKRewards every 3 months *

Win 500,000 RAKRewards every 3 months **

Travel -My Ras Al Khaimah Platinum

Travel 

Personal - Apply From RakMobile

Download the RAKBANK app and apply instantly

Not a RAKBANK customer?

 Earn up to 2.5 RAKRewards per AED1 on domestic spends, 3.75 RAKRewards on international spends, 50 RAKRewards on fuel spends, and 7.5 RAKRewards on cinema spends

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Travel - My Ras Al Khaimah Platinum

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LifeStyle - My Ras Al Khaimah Platinum

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Plus free for life annual fees!
 
&nbsp; &nbsp; •	Enjoy competitive finance charges of 3.45% on retail and cash advance transaction 
 
&nbsp; &nbsp; •	Up to 55 days Profit free credit
 
&nbsp; &nbsp; •	Cash Advance of up to 80% of your Credit Limit
 
&nbsp; &nbsp; •	Lowest minimum monthly payment of just 3%

Free Supplementary Cards

Key Fact Statement

Murabaha Agreement

Card Guide

Service and Price Guide

Purchase Protection Takaful

Terms and Conditions

Travel Accident Takaful

Tap & Pay

Credit Card Application Form

Relevant Links

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Terms and Conditions Notification

Important Information

My Ras Al Khaimah Platinum-Q3

AED 5,000-19,999

AED 20,000-49,999

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My Ras Al Khaimah Platinum - Feature Item-5

•	Unlimited, complimentary access to airport lounges to over 10 Marhaba and CAC lounges in UAE, KSA, Jordan, Kuwait and Egypt.
 
•	15 regional and international LoungeKey lounges across USA, UK, Canada, Germany, France, Singapore, and more. 
 
•	Farfetch 10% discount on over 700 boutiques and brands from around the world,

Lifestyle and Travel Benefits

<ul>
<li>Up to 60% off European Shopping Villages Luxurious shopping</li>
<li>Up to 60% off Bicester Village Shopping Collection&nbsp;</li>
<li>Farfetch up to10% discount on over 700 boutiques and brands from around the world</li>
</ul>

My Ras Al Khaimah Platinum -Start Earning-2

Shop until you drop

My Ras Al Khaimah Platinum-Q6

FAQ Accordion Items

Profit per month: 3.45%

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My Ras Al Khaimah Platinum-Q4

Features & Benefits

AED 30,000 & above

Not sure about something? Check our frequently asked questions to find what you’re looking for.

FAQ’s Help Card - Islamic

FAQs

 Rewards reduced for certain merchant categories

Rewards earning is reduced for certain merchant categories. Please refer to our website for more details. Transactions made through any of RAKBANK's banking channels such as IVR, Internet Banking, Mobile, CDMs, ATMs, branches or any other RAKBANK payment 

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<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the Rakbank App and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

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Bank on the go, anytime, anywhere

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Card Features

Enjoy even more benefits with My Ras Al Khaimah Platinum Credit Card.
Take advantage of great savings and earn RAKRewards on all your spends.
Enjoy discounts and privileges to suit your lifestyle, from holidays and dining to fashion, entertainment and jewelry.

Card Features

Take advantage of the great savings on offer

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We’re here to help

Bank on the go, anytime, anywhere