Introducing the Platinum Credit Card

RAKislamic platinum credit card offers you RAKrewards, and many more rewards and benefits. It comes with the new mastercard contactless tap. Learn at RAKislamic.


Rakbank Islamic Platinum Credit Card Features and Benefits | Rakbank Islamic UAE

RAKislamic Platinum Credit Card

RAKislamic Platinum Credit Card Features and Benefits | RAKislamic UAE

Rakbank Islamic Platinum Credit Card

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Cash Advance

The RAKislamic Platinum Credit Card allows you a cash advance of up to 80% of your credit limit for the convenience of you and your family.

Cash advance

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Discover RAKRewards

Use your RAKislamic Platinum Credit Card and start earning RAKrewards right away. 
For redemption, the minimum available RAKrewards balance should be 10,000. 
RAKrewards are valid for 36 months on over 300+ airlines, travel experiences, dining, electronics and more. 
Racking up RAKrewards points is as simple and enjoyable as going on a shopping spree. Because for every AED 1 you spend whether you’re in the country or abroad, you can get up to 3.75 RAKrewards easily! 
 

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Domestic Transactions
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International Transactions
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Spend Tiers
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RAKrewards on spends/month per AED 1
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RAKrewards on spends/month per AED 1
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Up to AED 14,999
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1.25
</td>
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1.25
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AED 15,000 &ndash; AED 29,999
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2.5
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2.5
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AED 30,000 &amp; above
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3.75
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3.75
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Reward CAP in month (statement cycle)
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125,000
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125,000
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</table>
</div>

 
Notes: 
Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for RAKrewards. 
Domestic and international transactions under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.35 RAKrewards for every AED 1 spent.

Discover RAKrewards

Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the Rakbank App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

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Bank on the go anytime, anywhere

Who can open this account?

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Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

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Card Features

Apply for a Rakbank Islamic Platinum Credit Card through the Rakbank app from 20 July to 15 September 2026 and receive AED 300* welcome bonus.
*Minimum spend criteria required. Terms &amp; conditions apply.

Embrace the Platinum lifestyle with Islamic principles

Set your mind at ease with our complimentary Travel Accident Takaful cover.&nbsp;
As a RAKislamic Platinum Credit Cardholder, you're covered against personal accidents, travel inconvenience and personal liability when you travel.
All information and details you need are available on the Travel Accident Takaful policy.
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Complimentary Travel Accident Takaful cover

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Islamic

AED 50,000-above

Get priceless offers on dining, leisure and more

Get access to thousands of offers throughout the Middle-East and South Africa with priceless&trade; Specials.
Discover priceless&trade; Specials and enjoy exciting offers on dining, fitness, beauty, hotels and attractions when you use your Mastercard. Whether you&rsquo;re planning a date night, a fun weekend with the kids or hitting the town with your friends for dinner, there&rsquo;s something for everyone to love and enjoy. With your RAKislamic Platinum Credit Card, you can take advantage of these exclusive offers and experience more for your money.
Simply download the priceless&trade; Specials mobile app from the&nbsp;<a href="https://apps.apple.com/tr/app/priceless-specials-mea/id1089460588">App Store</a>&nbsp;or&nbsp;<a href="https://play.google.com/store/apps/details?id=com.theentertainerme.mastercard&amp;hl=en">Google Play Store</a>&nbsp;and register with the first 6&nbsp;digits of your Mastercard to start saving.

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Personal - Apply From RakMobile

Download the Rakbank app and apply instantly

Not a Rakbank customer?

 Rewards reduced for certain merchant categories

 Rewards earning is reduced for certain merchant categories. Please refer to our website for more details. Transactions made through any of RAKBANK's banking channels such as IVR, Internet Banking, Mobile, CDMs, ATMs, branches or any other RAKBANK payment

Treat yourself to fine dining at some of the region's most popular restaurants, for less.
 Indulge yourself in the endless delicacies on offer.

Travel - Instant Emirates Skywards

Indulge yourself with our exclusive offers

Free for life

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Discover priceless specials

Access RAKMoneyTransfer service through Digital Banking 

Access RAKMoneyTransfer service through Digital Banking (RMT amount considered as retail transaction: AED 5,000)

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Terms and Conditions

Murabaha Agreement

Purchase Protection Takaful

Travel Accident Takaful

Takaful Credit Shield Policy

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What is a RAKBANK Savings Account?

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Profit per month: 3.45%

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AED 5,000-19,999

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AED 20,000-49,999

RAKRewards are capped at 250,000 overall. Maximum rewards are capped separately at 125,000 each for both domestic and international transactions. A minimum of 10K RAKRewards is required for redemption. RAKRewards are valid for 36 months.

Earn up to 3.75 RAKrewards for every AED1 you spend

Earn up to 3.75 RAKRewards per AED1 on both international and domestic spends

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Use your RAKislamic card to book your next staycation or vacation on <a href="https://www.booking.com/gating/authkey?aid=2439504&amp;key=mjB3VcxhAl" target="_blank" rel="noopener">Booking.com&rsquo;s</a> Mastercard landing page and enjoy up to 7% wallet credit across millions of properties locally and around the world.

Mastercard - BenefitCardItem - 10% cashback on hotel bookings with Booking(2).com

Up to 7% wallet credit on Booking.com

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When are statements issued?

Rewards

Free Bonuses

With your RAKislamic Platinum Credit Card, you'll get: 
 • FREE supplementary cards 
 • FREE purchase protection 
 • FREE travel accident Takaful 
 
Plus up to 55 days to make your payments with the lowest minimum monthly payment of just 3%.

Free bonuses

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Features & Benefits

Have a question?
You’ll likely find the answer in our FAQs.

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FAQs

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No Annual Fee Ever.

In addition to the benefit of zero annual fees, you will also receive a host of advantages such as RAKrewards, lifestyle privileges, travel and Takaful benefits.

No annual fee ever

 Minimum monthly salary / income AED 5,000

 Min monthly salary/income AED 5,000

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

Benefits

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Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the Rakbank app and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

Download the Rakbank App!

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

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Bank on the go, anytime, anywhere

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Card Features

Embrace the Platinum lifestyle with Islamic principles

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Bank on the go, anytime, anywhere