First Quarter Profit Rates 2025

Progress through Islamic principles

We are pleased to present the Declared Profit Rates* for the First Quarter ending 31st March 2025. RAKislamic is committed to transparency and growth, offering you Sharia-compliant solutions that combine prosperity with Islamic values.

Explore the rates, understand our performance, and plan your financial journey with the assurance of ethical, compliant solutions.

Advantage Account

AED		USD
Amount Slabs	Advantage Profit Rate	Amount Slabs	Advantage Profit Rate
50,000 - 99,000	0.10%	500,000 - 999,999	0.15%
100,000 - 249,999	0.15%	1 Mil and above	0.25%
250,000 - Above	0.35%

Business Finance Account / RAKStarter Account

AED		USD
Slabs	Profit Rates	Slabs	Profit Rates
500,000 up to 4.99 Mil	0.10%	500,000 - 4.99 Mil	0.10%
5 Mil up to 14.99 Mil	0.15%	5 Mil to 9.99 Mil	0.15%
15 Mil and above	0.25% (average balance)	10 Mil and above	0.25% (average balance)

Savings Account

Currencies	Profit Rate
AED	0.25%
USD	0.25%
GBP	0.25%
EUR	Nil
CHF	Nil
JPY*	-0.60%

*Accounts in JPY are based on Qard Hassan and not part of the Mudaraba foreign currency services and are accrued daily and applied monthly.

Jood Savings Account

Currencies	Profit Rate
AED	0.25%

Call Account

Currencies	Profit Rate
AED	0.10%
USD	0.10%
GBP	Nil
JPY*	-0.60%
EUR	Nil
CHF	Nil

*Accounts in JPY are based on Qard Hassan and not part of the Mudaraba foreign currency services and are accrued daily and applied monthly.

Term Investment Deposit Profit Rate - AED*

Islamic Amount Slabs	≥1Months to < 3 Months	≥3 Months to <6 Months	≥ 6 Months to <12 Months	= 1 Year to < 2 Years
25k up to 99.99k	0.05%	0.10%	0.15%	0.20%
100K up to 499.99k	0.05%	0.10%	0.15%	0.30%
500k up to 999.99k	0.05%	0.10%	0.25%	0.40%
1 Mil up to 4.99 Mil	0.05%	0.10%	0.25%	0.50%
5 Mil up to -10 Mil	0.10%	0.20%	0.35%	0.60%

Term Investment Deposit Profit Rate USD

Islamic Amount Slabs	≥1Months to < 3 Months	≥3 Months to <6 Months	≥ 6 Months to <12 Months	= 1 Year to < 2 Years
>=10k - 199k	0.00%	0.00%	0.00%	0.00%
>=200K - 599k	0.05%	0.10%	0.15%	0.20%
>=600k - 1.5 Mil	0.05%	0.10%	0.15%	0.30%
>=1.5 Mil - 2.72 Mil	0.10%	0.15%	0.20%	0.40%

*The above rates should not be taken as any prediction, projection or forecast as to the future or likely performance of the accounts.

Term Investment Deposit amounts less than 25k and USD 100K and slabs for tenor less than 1 month are non-participants in the Mudaraba Pool.

For Deposit amounts in excess of 10 Mio and for deposit tenors 2 years and 3 years, please visit any RAKBANK branch. Applicable for New and Existing Deposits placed with Auto Renewal Instruction.

Relevant links

Second quarter profit rates 2025arrow_forward

Third quarter profit rates 2024arrow_forward

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Progress through Islamic principles

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