Progress through Islamic principles

We are pleased to present the Declared Profit Rates* for the Fourth Quarter ending 31st December 2025. RAKIslamic is committed to transparency and growth, offering you Sharia-compliant solutions that combine prosperity with Islamic values.

Explore the rates, understand our performance, and plan your financial journey with the assurance of ethical, compliant solutions.

Advantage Account

 

AED     USD

Amount Slabs

Advantage Profit Rate

Amount Slabs

Advantage Profit Rate

0 - 49,999

0.010%

0 - 499,999

0.005%

50,000 - 99,999

0.10%

500,000 - 999,999

0.15%

100,000 - 249,999

0.15%

1 Mil and above

0.25%

250,000 - Above

0.35%

   

Business Finance Account

  AED     USD
  Slabs Profit Rates Slabs   Profit Rates
0 up to 499,999 0.01% 0 - 499,999 0.005%
500,000 up to 4.99 Mil 0.10% 500,000 - 4.99 Mil 0.10%
5 Mil up to 14,999,999 0.15% 5 Mil to 9,999,999 0.15%
15 Mil and above 0.25% (average balance) 10 Mil and above 0.25% (average balance)

Savings Account

Currencies Profit Rate

AED

0.25%

USD

0.25%

GBP

0.25%

EUR

0.001%

 

Jood Savings Account

Currencies Profit Rate
AED 0.25%

Call Account

Currencies Profit Rate

AED

0.10%

USD

0.10%

GBP

0.001%

EUR

0.001%

 

Term Investment Deposit Profit Rate - AED*

    Islamic Amount Slabs ≥1Months to < 3 Months ≥3 Months to <6 Months ≥ 6 Months to <12 Months = 1 Year to < 2 Years

25k up to 99.99k

0.05%

0.10%

0.15%

0.20%

100K up  to 499.99k

0.05%

0.10%

0.15%

0.30%

500k up to 999.99k

0.05%

0.10%

0.25%

0.40%

1 Mil up to 4.99 Mil

0.05%

0.10%

0.25%

0.50%

5 Mil up to 10 Mil

0.10%

0.20%

0.35%

0.60%

Term Investment Deposit Profit Rate USD

Islamic Amount Slabs ≥1Months to < 3 Months ≥3 Months to <6 Months ≥ 6 Months to <12 Months 1 to <2 years

≥25k - 99k

0.003%

0.003%

0.003%

0.003%

≥100k - 499k

0.05%

0.10%

0.15%

0.20%

≥500k - 1 Mil

0.05%

0.10%

0.15%

0.30%

≥1 Mil - 2.72 Mil

0.10%

0.15%

0.20%

0.40%

Term Investment Deposit - Minimum amount is 25K and USD 25K and minimum tenor is 1 Month.

For Deposit amounts in excess of 10 Mio and for deposit tenors 2 years and 3 years, please visit any RAKBANK branch. Applicable for New and Existing Deposits placed with Auto Renewal Instruction.

Important: The above rates should not be taken as any prediction, projection or forecast as to the future or likely performance of the accounts.

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