Third Quarter Profit Rates 2025

Progress through Islamic principles

We are pleased to present the Declared Profit Rates* for the third quarter ending 30 September 2025. RAKislamic is committed to transparency and growth, offering you Sharia-compliant solutions that combine prosperity with Islamic values.

Explore the rates, understand our performance and plan your financial journey with the assurance of ethical, compliant solutions.

Advantage Account

AED		USD
Amount Slabs	Advantage Profit Rate	Amount Slabs	Advantage Profit Rate
0 - 49,999	0.01%	0 - 499,999	0.005%
50,000 - 99,999	0.10%	500,000 - 999,999	0.15%
100,000 - 249,999	0.15%	1M and above	0.25%
250,000 - Above	0.35%

Business Finance Account / RAKstarter Account

AED		USD
Slabs	Profit Rates	Slabs	Profit Rates
0 up to 499K	0.01%	0 - 499,999	0.005%
500K up to 4.99 Mio	0.10%	500K up to 4.99 Mio	0.10%
5M up to 14.99M	0.15%	5M to 9.99M	0.15%
15M and above	0.25% (average balance)	10M and above	0.25% (average balance)

Savings Account

Currencies	Profit Rate
AED	0.25%
USD	0.25%
GBP	0.25%
EUR	0.001%

Jood Savings Account

Currencies	Profit Rate
AED	0.25%

Call Account

Currencies	Profit Rate
AED	0.10%
USD	0.10%
GBP	0.001%
EUR	0.001%

Term Investment Deposit Profit Rate AED

Islamic Amount Slabs	≥1Months to < 3 Months	≥3 Months to <6 Months	≥ 6 Months to <12 Months	1 to <2 years
≥25k - 99.9k	0.05%	0.10%	0.15%	0.20%
≥100k - 499.99k	0.05%	0.10%	0.15%	0.30%
≥500k - 999.99k	0.05%	0.10%	0.25%	0.40%
≥1 Mil - 4.99 Mil	0.05%	0.10%	0.25%	0.50%
≥5 Mil - 10 Mil	0.10%	0.20%	0.35%	0.60%

Term Investment Deposit Profit Rate USD

Islamic Amount Slabs	≥1Months to < 3 Months	≥3 Months to <6 Months	≥ 6 Months to <12 Months	1 to <2 years
≥25k - 99k	0.003%	0.003%	0.003%	0.003%
≥100k - 499k	0.05%	0.10%	0.15%	0.20%
≥500k - 1 Mil	0.05%	0.10%	0.15%	0.30%
≥1 Mil - 2.72 Mil	0.10%	0.15%	0.20%	0.40%

Term Investment Deposit - Minimum amount is 25K and USD 25K and minimum tenor is 1 Month.

For Deposit amounts in excess of 10 Mio and for deposit tenors 2 years and 3 years, please visit any RAKBANK branch. Applicable for New and Existing Deposits placed with Auto Renewal Instruction.

Important: The above rates should not be taken as any prediction, projection or forecast as to the future or likely performance of the accounts.

Relevant Links

First quarter profit rates 2025arrow_forward

Second quarter profit rates 2025arrow_forward

Fourth quarter profit rates 2024arrow_forward

Progress through Islamic principles

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