The Bank, as Mudarib, shall be entitled to an agreed percentage of the net profit of the depositors. The Bank shall, in its capacity as Mudarib, be entitled to receive up to 80% of the net profit, effective from April 2025.
In case of any loss, the depositor, Rab Al Mal, shall bear a loss pro-rated against its share in the Mudaraba, except in cases of misconduct, negligence or breach of contract on the part of Mudarib in which case the Mudarib shall bear the loss.

Weightages are used in Mudaraba contracts to calculate the distribution of profits between investors and managers. These weightages are determined based on various factors such as the size of the investment, the length of the investment period, profit payment frequency and the level of risk involved. Below are the weightages for different accounts effective April 2025.