Looking for comprehensive family protection? Hemayati plus family takaful plan provides you financial protection for your loved ones. Learn from RAKislamic.


Hemayati Plus Family Takaful Plan | RAKislamic

Hemayati Plus Family Takaful

 Sharia-compliant Family Takaful Plan with bonus

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Hemayati Plus Family Takaful  - Comprehensive and hassle-free

Enjoy comprehensive and affordable coverage with this Sharia-compliant, fixed-term plan along with the following features: 
• No medicals required 
• Worldwide coverage 
• Minimal paperwork 
• Built-in terminal illness benefit 
• Up to 100% guaranteed Maturity Bonus at the end of the plan term

Comprehensive and hassle-free

Terms and Conditions

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Product Brochure

Terms & Conditions

Hemayati Plus Family Takaful Plan - Relevant links

<ul>
<li style="font-weight: 400;" aria-level="1">Click to download <a href="/globalassets/rakbank/all-pdfs/001---archive/hemayati-plus-family-takaful-plan/brochure.pdf?MOD=AJPERES&amp;CVID=nNFobEG" target="_blank" rel="noopener">Product Brochure</a></li>
<li style="font-weight: 400;" aria-level="1">Click to download <a href="/globalassets/rakbank/all-pdfs/001---archive/hemayati-plus-family-takaful-plan/terms-and-conditions.pdf?MOD=AJPERES&amp;CVID=nNFLslM" target="_blank" rel="noopener">Terms and Conditions</a></li>
</ul>

Important Documents 

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Terms And Conditions

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Introducing RAKBANK's Hyat Superior a Family Takaful plan tailored to secure your loved ones. Experience peace of mind with RAKislamic banking solutions in UAE.


Hyat Superior | Whole Life Takaful Plan | RAKislamic

Hyat Superior Whole Life Takaful Plan

Hyat Superior (Whole Life Takaful Plan)

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Hemayati Plus Family Takaful - Family Takaful Cover 

In the case of your unfortunate death, your chosen beneficiary can receive a lump sum payment of up to AED 500,000. 
Accident-only benefit: This would be paid should your loss of life be a direct result, and solely as a result, of an accident within 30 days of the incident.

Family Takaful Cover

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Eligibility

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Hemayati Plus ("Takaful") is underwritten and issued by SALAMA Islamic Arab Insurance Co. (P.S.C.) ("SALAMA"). The Takaful is offered by SALAMA exclusively to RAKBANK / RAKislamic customers and is subject to SALAMA&rsquo;s approval. Terms and conditions of the Takaful policy shall apply at all times. RAKBANK / RAKislamic&nbsp; is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Takaful being offered by SALAMA and does not accept any liability and shall not be liable for any loss or damage arising directly or indirectly to the customer as a result of subscribing to the Takaful.

Important Information

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RAKBANK presents Idikhar Plus Takaful, savings plan blending tradition with modern financial security. Explore the benefits at RAKBANK from RAKislamic, UAE.


Better Future with Idikhar Plus | Savings Plan | RAKislamic

Idikhar Plus

Assisting you to achieve your savings goals

Takaful Idikhar Plus Savings Plan

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Hemayati Plus Family Takaful - Easy claims submission

Our takaful partner, SALAMA, has made your claim submission as simple as possible, ensuring that you have the right support to quickly make a claim – anytime, anywhere.
 
Claims Department – SALAMA 
PO Box 10214, Dubai, United Arab Emirates 
Tel: 800725262 (SALAMA), 9:00 am to 6:00 pm, Mondays to Fridays 
Fax: +971 4 3577007 
Email: claims@salamalife.ae

Easy claims submission

AED 5,000-19,999

AED 10,000-14,999

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Upgrade your experience

Hemayati Plus Family Takaful  - Terminal illness cover

Should you receive a diagnosis of a terminal illness with a life expectancy of less than 12 months, you can receive a lump sum payment.
 
Giving your family peace of mind.

Terminal illness cover

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Features

We offer you the most convenient and hassle-free Family Takaful Plan from SALAMA, Hemayati Plus.

Providing protection for your family or business

Worldwide coverage

Hemayati Plus Family Takaful - Guaranteed maturity bonus

You are eligible to receive a bonus payout if you continue paying all contributions till maturity and no claims have been made. 
 
Term Plans 
5 years = 80% bonus (as % of total contributions) 
10 years = 90% bonus (as % of total contributions) 
15 years = 100% bonus (as % of total contributions)

Guaranteed maturity bonus

Benefits

As the Takaful is being repaid in equal monthly instalments, customers need to ensure that they are financially capable of repaying the policy each month through the Takaful's tenure.

Risks and Limitations 

AED 30,000 & above

Not sure about something? Check our frequently asked questions to find what you’re looking for.

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FAQs

Age and Term Limits:
<ul>
<li>Age of issue: 18 to 55 years old </li>
<li>Age at maturity: 70 years old </li>
<li>Plan options: Available in 5, 10 or 15 year terms </li>
<li>Policy currency: AED</li>
<li>Payment method:&nbsp;Direct debit from your account or credit card</li>
<li>Contribution frequency: Monthly or annually</li>
</ul>

No medicals required

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<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

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