Aman Motor Takaful Services

Features

Sharia-compliant comprehensive protection

Aman Motor Takaful by RAKislamic, is a Sharia-compliant Motor Takaful Plan underwritten by Dubai Islamic Insurance & Reinsurance Company (AMAN).

This coverage caters to a variety of needs, whether your vehicle is registered in an individual name, a company name, or a commercial company name.

Shield

Comprehensive coverage for all

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person

Personal Accident benefit

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Extensive vehicle coverage

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settings

Customisable add-ons for your needs

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Aman Motor Takaful Features

Explore the features* of our Aman Motor Takaful Plans across different categories and choose what best aligns with your needs and secure your peace of mind on the road.

Sr. No.	Product Features	Individual	Company Individual	Company Private	Company Commercial
1	Against Physical Loss / Damage (Insured vehicle)	Covered	Covered	Covered	Covered
2	Third-Party Bodily Injury	Unlimited	Unlimited	Unlimited	Unlimited
3	Third-Party Property Damage	3.5 Million	3.5 Million	3.5 Million	3.5 Million
4	Geographical Scope	UAE \| Oman \| Qatar	UAE \| Oman \| Qatar	UAE \| Oman \| Qatar	UAE
5	Agency Repair	2 Years Free	2 Years Free	2 Years Free	1st Year Only
6	3rd Year Registration	Optional	Optional	Optional
7	4th Year Registration	Free	Free	Free	Free
8	5th Year Registration	Free	Free	Free	Free
9	Replacement of Vehicles up to 7 Days	Optional	Optional	Not Applicable	Not Applicable
10	Natural Calamities	Free	Free	Free	Free
11	Riots & Strikes	Free	Free	Free	Free
12	Emergency Medical Expenses up to AED 5,000/-	Free	Not Applicable	Not Applicable	Not Applicable
13	Personal Belongings up to AED 5,000/-	Free	Not Applicable	Not Applicable	Not Applicable
14	Replacement of Locks up to AED 1,000/-	Free	Not Applicable	Not Applicable	Not Applicable
15	Valet Parking Theft Cover	Free	Not Applicable	Not Applicable	Not Applicable
16	Unlimited Windscreen Damage with No Excess	Free	Free	Free	Not Applicable
17	Off-Road Cover for 4-Wheel Specific Vehicles	Free	Not Applicable	Not Applicable	Not Applicable
18	Full Premium Back (ILOE Cover up to AED 5,000)	Free	Not Applicable	Not Applicable	Not Applicable
19	Derby Auto Assistance	Free Gold	Free Gold	Free Gold	Not Applicable
20	Secure Wallet up to AED 10,000	Free	Not Applicable	Not Applicable	Not Applicable
21	Ambulance Services**	Covered	Covered	Covered	Covered

* The features listed are applicable for saloon, station wagon, and sports/coupe vehicles only.
** This feature is automatically included for an additional nominal charge.

Personal Accident Benefit Premium Breakdown

Additional premiums for the Personal Accident Benefit:

Vehicle Type	Coverage	Cost (AED)
Saloon & 4WD	Driver	120
	Passenger (per passenger)	30
Pickups / Vans / Buses / Heavy Vehicles	Driver	120
	Passenger (per passenger)	30

Derby Roadside Assistance

Breakdown of Derby Roadside Assistance services:

Benefits	Gold - Free	Platinum - AED 125
Minor Mechanical Assistance	Yes	Yes
Battery Boosting	Yes	Yes
Emergency Fuel Delivery	Yes	Yes
Lockout Service	Yes	Yes
Flat Tyre Service	Yes	Yes
Automobile Registration & Renewal Services (once a year)	Yes	Yes
Off-Road Recovery	Yes	Yes
Service – Pick / Drop (twice a year)	No	Yes
Airport Pick / Drop (twice a year)	No	Yes
UAE & Oman Coverage	Yes	Yes
24-hour Rent-a-Car (at the time of accident)	No	Yes
Discount on International Driving License	AED 5	AED 20

All services will be provided within the same Emirate only.
Off-road recovery is available to a vehicle stranded at a distance of 5 metres from the road.
Service / Airport pick-up and drop-off services need to be booked 3 days in advance through the Derby Roadside Assistance call centre.

Eligibility & Fees

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Features

Sharia-compliant comprehensive protection

Aman Motor Takaful Features

Eligibility & Fees

Get protected with an Aman Motor Takaful

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