Compare the best credit cards in the UAE. Enjoy cashback, travel rewards, airport lounge access, and exclusive lifestyle benefits with Rakbank cards.

Best Credit Cards in UAE (2026) – Cashback & Travel Rewards | Rakbank

Cards LP

Chose a rakbank Credit Card that's right for you!

Apply for a Rakbank credit card and get a welcome bonus of up to AED 750. Compare cashback and travel credit cards including World, Titanium, Elevate, Air Arabia Platinum and RED credit cards and choose the best one for your lifestyle today!

Amazing cashback rewards, lifestyle privileges, and outstanding travel benefits.

World Credit Card

Up to AED 750 Welcome Bonus

Rakbank

Generous cashback on supermarket, dining and entertainment spends.

Titanium Credit Card

Up to AED 350 Welcome Bonus

Earn rewards on every spend and redeem them against airfares and hotel stays

Elevate Credit Card

Rewards and lifestyle benefits

20,000 AirRewards bonus with no joining fees.

Air Arabia Platinum Credit Card

20,000 AirRewards Welcome Bonus

Free‑for‑life card with rewards on everyday spends.

RED Credit Card

Free-for-life cashback credit card

Best Credit Cards in UAE – Rakbank

Get up to AED 1000 as a welcome bonus

Rakbank Credit Cards

20,000 AirRewards welcome bonus More reasons to look forward to your next trip
Turn everyday spending into AirRewards and enjoy travel benefits designed around how you move.
What you&rsquo;ll enjoy
<ul>
<li>Complimentary annual return ticket</li>
<li>Earn 1.75 AirRewards for every AED 5 spent</li>
<li>20,000 AirRewards joining bonus</li>
<li>Benefits with no maximum caps</li>
</ul>
Eligibility
Minimum monthly income: AED 5,000
<a title="Click here" href="/en/cards/credit-cards/air-arabia-platinum/" data-uw-rm-brl="PR" data-uw-original-href="https://www.rakbank.ae/en/help-centre/product-terms-kfs/terms-and-conditions/emirates-skywards-world-elite/" aria-label="Click here">Explore more</a> card benefits
<div class="information-short-copy__links">
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>
</div>

Rakbank Air Arabia Platinum Credit Card with AirRewards benefits for frequent travelers

Air Arabia Credit Card

Retail_english_Revised quality_High res.png

No worries, you can pay by phone! Go cashless and use your virtual Debit Card for both online and on-site payments.

Feature Card Item cntn change 3

Oh no, I forgot my wallet!

Apply online

Product application has never been this simple

Apply Online

Cardslp - Global Tabbed Box

Scan the QR code to download the app from the Apple App Store

Download the Rakbank Mobile app!

Discover the Rakbank App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

Standard Current Account - RakMobile

Bank on the go anytime, anywhere

Get welcome bonus of up to AED 1,000 in RAKrewards + 3 months of Elevate Privilege Tier benefits on us
<div class="ewa-rteLine">
What you&rsquo;ll enjoy?
<ul>
<li>Enjoy unlimited access to premium beach clubs, pools and gyms, plus 2 complimentary padel games per month with the Rakbank Elevate Privilege Pass.</li>
<li>Earn up to 3.2% back on travel, with zero foreign transaction fees, complimentary airport transfers, and access to 1,300+ lounges worldwide, and more.</li>
<li>Complimentary&nbsp;<a href="https://www.rakbank.ae/en/cards/credit-cards/elevate-partner-careem-plus/" target="_blank" rel="noopener" data-uw-rm-brl="PR" data-uw-original-href="/en/cards/credit-cards/elevate-partner-careem-plus/" aria-label="Careem Plus - open in a new tab" data-uw-rm-ext-link="">Careem Plus</a>&nbsp;annual membership with ride discounts and free delivery</li>
</ul>
Eligibility 
Minimum monthly income: AED 35,000
</div>
<a title="Click here" href="/en/cards/credit-cards/elevate-credit-card/" data-uw-rm-brl="PR" data-uw-original-href="https://www.rakbank.ae/en/help-centre/product-terms-kfs/terms-and-conditions/emirates-skywards-world-elite/" aria-label="Click here" data-uw-rm-vglnk="">Explore more</a> card benefits
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>

rakbank Elevate Credit Card with premium travel rewards, lounge access, and lifestyle benefits

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

rakbank-credit-cards-uae-cashback-travel-hero

Age - Eligibility

Who can apply?

ELIGIBILITY & FEES

Eligibility & Fees

Terms and Conditions

Cards Campaign - Relevant Links

 Enjoy up to 10% cashback

Apply online in minutes and enjoy a welcome bonus of up to AED 1000, plus cashback, lifestyle, and travel privileges. Offer valid until 15 September 2026.

A little something to get you started

Cards LP- Wrapper - BenefitCard 

Personal - Apply From RakMobile

Download the Rakbank app and apply instantly

Not a Rakbank customer?

Free for life Simple rewards, no strings attached. Earn cashback on your everyday spends and enjoy a little extra value every month.
What you&rsquo;ll enjoy
<ul>
<li>Up to 1.5% cashback on local and international spends</li>
<li>Up to AED 300 cashback</li>
<li>1 free international transfer every month</li>
</ul>
Eligibility
Minimum monthly income: AED 5,000
<a title="Click here" href="/en/cards/credit-cards/red-credit-card/" data-uw-rm-brl="PR" data-uw-original-href="https://www.rakbank.ae/en/help-centre/product-terms-kfs/terms-and-conditions/emirates-skywards-world-elite/" aria-label="Click here">Explore more</a> card benefits
<div class="information-short-copy__links">
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>
</div>

Rakbank RED Credit Card offering free-for-life cashback on everyday spending in UAE

Up to AED 300 welcome bonus

Hero Item

Conveniently convert your transaction to easy-to-pay installments from anytime, anywhere via your RAKBANK App.

Feature Card Item cntn change 1

I need to convert my transaction to instalments.

rakbank-titanium-credit-card

To get started, you&rsquo;ll need
<ul>
<li>Proof of income</li>
<li>Passport</li>
<li>Emirates ID</li>
</ul>
Salary requirements
<ul>
<li>Based on the credit card you choose</li>
<li>Minimum monthly income: AED 5,000</li>
</ul>
For full details on fees and charges, please refer to our <a title="Service and Price guide" href="/globalassets/rakbank/all-pdfs/001---service-and-price-guides/bilingual/012-j00686-sp-consumercreditcard.pdf" target="_blank" rel="noopener">Service and Price guide</a>.

Documents

Requirements

rakbank-air-arabia-platinum-credit-card

Quickly and securely send money to over 30 countries using your RAKBANK App with just a few clicks.

Feature Card Item cntn change 4

I need to send money back home now.

rakbank-world-credit-card.webp

Revised quality_High res - Edited_Without background.png

AED 5,000-19,999

AED 10,000-14,999

<div class="article-meta sr-only" style="position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;"><time datetime="2026-03-31T15:50:00+04:00">Last updated: March 31, 2026</time></div>

Meta data for updated date

rakbank-elevate-credit-card

CardsLP  - Wrapper - Tabbed box

Because everyday spending should feel rewarding 
Earn cashback on supermarkets, dining, and more, with simple benefits that fit into daily life. 
What you&rsquo;ll enjoy 
<ul>
<li>Up to 5% cashback on supermarket and dining spends</li>
<li>Up to AED 1,500 cashback</li>
<li>Easy Money Transfer service</li>
</ul>
Eligibility 
Minimum monthly income: AED 8,000
<a title="Click here" href="/en/cards/credit-cards/titanium-credit-card/" data-uw-rm-brl="PR" data-uw-original-href="https://www.rakbank.ae/en/help-centre/product-terms-kfs/terms-and-conditions/emirates-skywards-world-elite/" aria-label="Click here">Explore more</a> card benefits
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>

Rakbank Titanium Credit Card offering cashback on supermarkets, dining, and entertainment

Up to AED 500 welcome bonus

Because everyday spending should feel rewarding
Earn cashback on supermarkets, dining, and more, with simple benefits that fit into daily life.
What you&rsquo;ll enjoy
<ul>
<li>Up to 10% cashback on grocery,travel, and dining spends</li>
<li>Up to 3% cashback on retail spends</li>
<li>50% off on Vox Cinemas</li>
<li>Free&nbsp;<a href="https://www.rakbank.ae/en/cards/credit-cards/world-cc-careem-plus/" target="_blank" rel="noopener" data-uw-rm-brl="PR" data-uw-original-href="/en/cards/credit-cards/world-cc-careem-plus/" aria-label="Careem Plus - open in a new tab" data-uw-rm-ext-link="">Careem Plus</a>&nbsp;membership for 12 months</li>
</ul>
Eligibility
Minimum monthly income: AED 20,000 
<a title="Click here" href="/en/cards/credit-cards/world-credit-card/" data-uw-rm-brl="PR" data-uw-original-href="https://www.rakbank.ae/en/help-centre/product-terms-kfs/terms-and-conditions/emirates-skywards-world-elite/" aria-label="Click here" data-uw-rm-vglnk="">Explore more</a> card benefits
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>

Rakbank World Credit Card offering cashback on groceries, dining, and travel in UAE

Up to AED 750 welcome bonus

UAE Nationals: 18 years and above Expatriates: 21 years and above

rakbank-red-credit-card

AED 30,000 & above

From utility bills, to rent, and even tuition fees, just schedule your monthly bill payments on your account and settle them all with just one click.

Feature Card Item cntn change 2

I want to pay all my monthly bills today.

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the Rakbank app and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

Download the Rakbank App!

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

A little something to get you started

Choose a credit card that fits that way you live

Elevate Credit Card

World Credit Card

Up to 750 welcome bonus

Air Arabia Platinum Credit Card

Titanium Credit Card

Up to 500 welcome bonus

RED Credit Card

Up to 300 welcome bonus

Eligibility & Fees

Relevant links

Bank on the go, anytime, anywhere