The more funds you deposit in your Current Account, the less interest you pay on your Home in One Loan.
This means that you pay interest only on the outstanding loan amount net of the credit balances in your Home in One current account with the bank. Therefore, you pay less or no interest depending upon the balances in your Home in One Current Account.
reducing rates p.a. fixed for 5 years
Every deposit lowers your mortgage interest payment
Withdraw your available balance at any time
No In-Principle Approval (IPA) fees
Variable rate from day 1 and fixed rate options available
Down payment should be at least 20% of the property value