Interest rates starting from

Need quick financial assistance? RAKBANK's Cash Loans provide immediate cash with straightforward repayment options and fast processing.

Cash Loans: Quick & Easy Access To Funds | RAKBANK UAE

Cash Loan

Get a high Cash Loan with attractive interest and no salary transfer

Get a high Cash Loan amount with attractive interest and no salary transfer 

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Achieve your financial goals with RAKBANK Personal Loans. Enjoy competitive rates, flexible terms, and a quick application process.

Personal Loans With Low Rates & Flexible Terms | RAKBANK UAE

Personal Loan

Turn plans into reality with low-Interest, flexible loan

Flexi Fixed Deposit

Cash Loans - Eligibility

Eligibility

Cash Loan - Terms and Conditions Notification

Important Information 

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FAQs

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Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

Segment - Personal

Cash Loan - Quick, Easy, and Convenient

Loan Features

Need a short-term loan? Get a high loan amount at competitive interest rates, without having to transfer your salary.

Quick, easy & convenient

Cash Loans - With Salary Transfer

Fees

Cash Loans - Terms And Conditions

Terms and Conditions

Featured interest rate starting from

Fund your education with RAKBANK's Educational Loans. Flexible and affordable loans to support your academic pursuits without financial strain.

Educational Loans: Finance Education In UAE & Abroad | RAKBANK UAE

Education Loan

Hassel free documentation

Cash Loan - No Salary Transfer Required

Enjoy all the benefits from our Cash Loan without having to transfer your salary to us. 


No salary transfer required

Cash Loans - Cross Sell

Cash Loans - Processing Fees

Cash Loan - Quick and Simple

Our loan approvals usually take a short time, and combined with easy and hassle-free documentation, we'll make sure you get the funds you need fast.

Quick and simple

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*Minimum of AED 525 and maximum of AED 2,625 (incl. VAT) 
For more details about our Cash Loan fees and charges, please refer to our <a title="Cash Loan Service and Price Guide" href="/globalassets/rakbank/all-pdfs/001---service-and-price-guides/bilingual/018-sp-vat-personalloan1.pdf" target="_blank" rel="noopener">Service and Price Guide</a>.

Cash Loans - Fees

Cash Loan - Competitive Interest Rates

Attractive interest rates of 12.99% up to 22.49% per year means you'll pay less over the tenure of your loan. *Rates are subject to change based on market conditions from time to time.

Affordable interest rates

High loan amount

High loan amounts up to AED 500,000 for UAE Nationals and AED 200,000 for Expat customers.

Call Deposit

Warnings
<ul>
<li>If you pay off the Loan prior to the due date, you will pay prepayment charges at the rates described in the Service and Price Guide.</li>
<li>If you are late in payment or fail to make a payment on the due date, you will pay default interest at the rates described in the Service and Price Guide.</li>
<li>If you fail to make a payment or otherwise breach the Loan terms, this will be a default and the Bank will be entitled, among other things, to:</li>
</ul>
(a) Cancel the Loan and demand full repayment immediately;
(b) Report the default to the appropriate regulatory authorities and credit rating agencies, which will affect your credit rating;
(c) Bring legal proceedings against you.
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Cash Loan - Important Information

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Open to UAE Nationals and UAE Residents (salaried individuals)

Open to salaried individuals (UAE Nationals and Expats)

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Cash Loans - We’re here to help

Conventional cash Loan

Note, instalment amount comprises of repayment towards principal and interest. Please note the interest calculation is not based on the actual no. of days in the month as this will depend on the exact date of your loan disbursal. This repayment schedule is only a guide and the actual repayment schedule will vary and be provided to you at the time of loan disbursal.

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No valuation fees

No Salary Transfer criteria

No salary criteria

Deposit

Eligibility & Fees

Apply for your Cash Loan in a few simple steps

Cash Loans - You’re closer to your ideal loan

Max tenor: 3 years

Chat with an agent

Age:
<ul>
<li>21 years old and above</li>
</ul>
Residency:
<ul>
<li>UAE nationals and expatriate residents in the UAE&nbsp;</li>
</ul>
Other Requirements:
<ul>
<li>Monthly salary / income of at least AED 5,000</li>
<li>Minimum Al Etihad Credit Bureau (AECB) score of 541</li>
</ul>

Cash Loan - Salaried individuals

Not sure about something? Check our frequently asked questions to find what you’re looking for.

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Benefits

Loan

Arrangement fee: AED 500

Recurring Deposit

Cash Loan - Calculate cash Loan

Indicative Cash Loan Calculator

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Upgrade your experience

No maximum cutoff

Affordable rate of interest

Cash Loan- Eligibility

Fixed Deposits

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Submit your details and we'll be in touch soon 

Call me back

Deposits

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<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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Cash Loan - Terms and Conditions

Application Form

Service and Price Guide

Key Fact Statement

Cash Loans  - Relevant Links

Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the Rakbank App and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

Scan the QR code to download the app from the Google Play Store

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

Global - RAKBANK APP- Personal

Bank on the go, anytime, anywhere

100% of Loan Amount