Introducing our HighFlyer Platinum Credit Card

Fly higher with the High Flyer Platinum Credit Card. Earn more rewards, enjoy exceptional travel benefits, and gain access to exclusive airport lounges with RAKBANK.

High Flyer Platinum Credit Card With Exclusive Travel Benefits | RAKBANK UAE

HighFlyer Platinum

Enjoy the most rewarding travel experiences 

Enjoy high-flying benefits and travel rewards



HighFlyer Platinum Credit Card

High Flyer Platinum - FAQ's

Current Accounts - Do I receive interest on this account?(2)

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Which account is the best one?

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Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

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Bank on the go anytime, anywhere

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High Flyer Platinum - We’re here to help

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Complimentary Access to Over 25 VIP Lounges

Enjoy complimentary access to up to 1,200 lounges globally, complete with business facilities, refreshments, and snacks through&nbsp;&nbsp;.
Starting 1st May 2025, Mastercard will require Mastercard Platinum cardholders to spend a minimum of USD 1 (or local equivalent) in cross-border transactions with their card to activate complimentary lounge access and dining offers.
Each eligible transaction will unlock 3 calendar months of complimentary access from the date of the transaction.
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<tbody>
<tr>
<td>
Card type
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<td>
Annual lounge visits &amp; dining offers
</td>
</tr>
<tr>
<td>
Mastercard Platinum
</td>
<td>
4 visits per calendar year
</td>
</tr>
</tbody>
</table>
For uninterrupted lounge access, we recommend enrolling or re-enrolling in the Mastercard Travel Pass app before your next trip.
Validity 
Effective as of 1st May 2025 Valid until the end of the year and beyond

High Flyer Platinum - Benefit Card Item - Complimentary access to over 25 VIP lounges

Relax at up to 1,200 airport lounges worldwide with Mastercard® Airport Pass

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Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

Segment - Personal

High Flyer Platinum - 30% quarterly bonus

Get more rewards from your total spending at the end of each quarter (March 31st, June 30th, September 30th, and December 31st).
 
Here is how you rack up your RAKrewards:
 
* 10% bonus reward rate for spending AED 15,000 to 19,999 per quarter 
* 20% bonus reward rate for spending AED 20,000 to 24,999 per quarter 
* 30% bonus reward rate for spending AED 25,000 and above per quarter
 
Bonus reward limits:
 
* You can earn up to 33,333 RAKrewards per quarter at the 10% rate 
* You can earn up to 75,000 RAKrewards per quarter at the 20% rate 
* You can earn up to 138,889 RAKrewards per quarter at the 30% rate

Up to 30% RAKrewards bonus per quarter

30% quarterly bonus

Earn up to 350,000 standard RAKrewards monthly 

Earn up to 350,000 standard RAKrewards monthly on domestic & international spends and up to 10,000 RAKrewards on Cinema spends

<ul>
<li>No annual fee, ever</li>
<li>3.65% finance charges per month</li>
<li>3% cash advance fee</li>
<li>AED 285 overlimit fee</li>
<li>AED 230 late payment fee</li>
</ul>
For full details about HighFlyer Platinum Credit Card fees and charges, please refer to our <a title="Service and Price Guide" href="/globalassets/service--price-guides-media--archive/012-j00686-sp-vat-consumercreditcard-010623.pdf">Service and Price Guide</a>.

High Flyer Platinum - Fees

Fees

Travel

High Flyer Platinum - Up to 5 RAKrewards

Here is how you rack up your RAKrewards:
 
* Earn 3 RAKrewards per AED for international spending up to AED 14,999 
* Earn 5 RAKrewards per AED for international spending from AED 15,000 and above
 
The maximum cap is 175,000 RAKrewards per month.
 
Note: Transactions under the category of Charities, Government Services, Bill Payments, Schools, Education, Transit, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.35 RAKrewards for every AED spent.

Up to 5 RAKrewards for every AED spent internationally

Up to 5 reward points

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Get up to a 30% quarterly RAKrewards bonus 

Get up to a 30% quarterly bonus in RAKrewards

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High Flyer Platinum - Large Tabs - Benefits

Exclusive offers on tickets, hotels, and lounges

High Flyer Platinum - Exclusive offers on tickets, hotels, and lounges

AED 50,000-above

High Flyer Platinum - Travel

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Personal - Apply From RakMobile

Download the RAKBANK app and apply instantly

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High Flyer Platinum - The frequent traveler’s friend

card features

Our HighFlyer Platinum Credit Card is the ultimate travel and lifestyle companion, with a unique programme that enables you to choose your rewards from over 300 airlines and more than 300,000 hotels across the world. Check out <a href="https://rewards.rakbank.ae/rak/customer.html?action=userLogin" target="_blank" rel="noopener">rakrewards.ae</a> to discover the world of opportunities that awaits you.

The frequent traveller’s friend

Current Accounts - Do I receive interest on this account?(3)

Key Fact Statement

Service and Price Guide

Terms and Conditions

RAKrewards

Card Offers

0% Easy Payment Plan

High Flyer Platinum - Relevant Links

High Flyer Platinum

Call Me Back Option - Personal/Business start 5000 - Credit Cards

Submit your details and we’ll be in touch soon

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No annual fee

Free for life

High Flyer Platinum - Travel Insurance benefits

Travel Insurance benefits

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Rent a car for your next trip with Avis and save big with your HighFlyer Platinum Credit Card. Enjoy exclusive benefits including:
<ul>
<li>Up to 20% off your next car rental</li>
<li>Complimentary upgrade with every rental</li>
</ul>
&nbsp;

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Disclaimer
<ul>
<li aria-level="1">All charges are subject to changes at the discretion of the Bank, with prior notice to customers.</li>
<li aria-level="1">All the charges stated in the S&amp;P are one-time fees that will occur at the time of availing the service.</li>
<li aria-level="1">In line with the UAE's Value Added Tax (VAT) implementation from the 1st of January 2018, VAT at the rate of 5% will be levied on RAKBANK's fees and charges specified herein, wherever applicable and as per UAE law.</li>
<li aria-level="1">In addition to VAT, a standard processing fee of approximately 1.15% will be charged by Mastercard International or Visa International and is applicable to transactions performed in any currency other than UAE Dirhams.</li>
</ul>

High Flyer Platinum - Terms And Conditions

Minimum monthly salary / income of AED 10,000 or above

Min monthly salary/income AED 10,000 or above

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RAKbooster interest is calculated daily & paid into your account every month

 Interest rates p.a. up to

Boost your savings with the RAKBANK RAKbooster account, offering high interest rates and easy access to funds to maximize your savings potential.

RAKbooster Savings Account With Bonus Interest Rates | RAKBANK UAE

RAKbooster Account

Boost your savings with monthly and bonus interest rates

AED 5,000-19,999

High Flyer Platinum - Earn 50 RAKrewards

All you need to do is spend a minimum of AED 5,000 per month on anything you like.
 
Then you will earn 50 RAKrewards for every AED spent at the cinema.
 
The maximum cap is 10,000 RAKrewards per month for this offer.

Earn 50 RAKrewards for every AED spent at the cinema

Earn 50 reward points

AED 20,000-49,999

High Flyer Platinum  - Up to 3 RAKrewards

Here is how you rack up your RAKrewards: 
* Earn 1.75 RAKrewards per AED for domestic spending up to AED 14,999 
* Earn 3 RAKrewards per AED for domestic spending from AED 15,000 and above
 
The maximum cap is 175,000 RAKrewards per month.
 
Note: Transactions under the category of Charities, Government Services, Bill Payments, Schools, Education, Transit, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.35 RAKrewards for every AED spent.

Up to 3 RAKrewards for every AED spent domestically

Up to 3 reward points

Red Mastercard - What is this new benefit all about?

No annual fee - Enjoy the convenience of RAKMoneyTransfer service through Digital Banking. Transactions up to AED 5,000 will be considered as retail transactions.

Discover the World Credit Card

Enjoy 10% cashback on dining, travel, and grocery spends with the RAKBANK World Credit Card. Get started now and receive an AED 1,500 welcome bonus!

World Credit Card With 10% Cashback & AED 750 Welcome Bonus | RAKBANK UAE

World Credit Card

Discover the RAKBANK World Credit Card that offers unparalleled benefits including cashback, travel rewards, and exclusive lifestyle privileges.

World Credit Card With Cashback & Travel Benefits | RAKBANK UAE

Get AED 750 welcome bonus from the King of Cashback

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High Flyer Platinum - Up to 350,000 RAKrewards

Here is how you rack up your RAKrewards:
 
* Earn 1.75 RAKrewards per AED for domestic spending up to AED 14,999 
* Earn 3 RAKrewards per AED for domestic spending from AED 15,000 and above 
* Earn 3 RAKrewards per AED for international spending up to AED 14,999 
* Earn 5 RAKrewards per AED for international spending from AED 15,000 and above
 
You can earn up to 175,000 RAKrewards for either domestic or international spending. Combine the two, and you can earn up to 350,000 RAKrewards per month! 
 
Note: Transactions under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.35 RAKrewards for every AED spent.

Up to 350,000 RAKrewards per month on all your spending

Get up to 350,000 points

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FAQ Accordion Items

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Chat with an agent

Not sure about something? Check our frequently asked questions to find what you’re looking for.

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FAQs

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Monthly interest rate: 3.65%

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Which account is best for you?

Features & Benefits

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Earn up to 350,000 RAKrewards

Earn up to 350,000 RAKrewards (175,000 RAKrewards for domestic transactions and 175,000 RAKrewards for international transactions)

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High Flyer Platinum - Exclusive transportation and visa perks

Exclusive transportation and visa perks

Age:
<ul>
<li>21 years</li>
</ul>
Residency:
<ul>
<li>Citizen or resident of the UAE</li>
</ul>
Other Requirements:&nbsp;
<ul>
<li>Minimum monthly salary of AED 10,000</li>
<li>For self-employed individuals, a quarterly turnover of AED 100,000 or an average quarterly account balance of AED 300,000</li>
</ul>

High Flyer Platinum - Eligibility

Eligibility

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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