Flexible, affordable, and hassle-free

Our Home Finance is one of the most flexible and convenient ways to finance the purchase of property in Abu Dhabi, Dubai, and Ras Al Khaimah.

Our team of specialist Home Finance advisors will provide you with dedicated and personal service to guide you through the whole process and help eliminate any stress.

Indicative Mortgage Finance Calculator

How to use this calculator
  1. Select the mortgage type
  2. Enter the value of the property, which may be an estimate between AED 100,000 and AED 20,000,000
  3. Minimum Hamish Jiddiyah will be automatically calculated. This can be adjusted as required
  4. Choose the length of your Finance between 1 and 25 years
  5. Click on "Calculate"



Hamish Jiddiyah should be at least 20% of the property value




  • Profit rates are quoted on a reducing rate per annum and are fixed for a certain period post which rates will be linked to Emirates Interbank Offer Rate (EIBOR) plus a fixed margin as agreed with you in the final offer letter.
  • The example in the Mortgage Finance eligibility calculator is for illustrative purposes only. A full payment schedule will be provided when you apply and the amounts may vary. The Mortgage Finance calculation is designed to give you an indication and should only be used as a guide.
  • Hamish Jiddiyah amount may change based on property usage and will be higher if the property value is AED 5,000,000 or above.
Eligibility & Fees

You’re closer to your ideal finance than you think

APPLY NOWarrow_forward_ios

Upgrade your experience

We’re here to help


Bank on the go anytime, anywhere

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

App Store